Port communicationConditions for applying for commercial factoring companies in Shenzhen Conditions for applying for commercial factoring companies in Shenzhen： 1、Registered capital shall not be less than RMB 50 million。 2、Profit in the past two years，Provide audit report，Assets reach more than 50 million。 3、When applying for establishment，There should be 3 or more senior managers with more than 3 years of management experience in the financial field and no bad records.。 4、The remaining relevant provisions are consistent with the conditions for foreign investment establishment.。
It is worth noting that the registration of domestic commercial factoring companies is currently within the scope of pilot projects，Taking into account China’s national conditions，Sino-foreign joint venture factoring companies are more suitable for enterprise development。 to this end，Many capitals are also vying to deploy，For example, Shanghai Lufax established Ping An Commercial Factoring Company。subsequently，Alibaba、JD.com and others also have their own factoring companies.。
Guotai Junan pointed out，Supply chain finance is on the rise，Commercial factoring becomes new favorite；Guoxin even said bluntly，Commercial factoring is a fast-growing sub-sector in supply chain finance，None。
According to the "2014 China Commercial Factoring Industry Development Report" released by the Commercial Factoring Professional Committee of the China Association for Trade in Services, it is estimated that，By the end of 2025，Commercial factoring business volume will reach 160 billion yuan，In the next three to five years, my country’s commercial factoring business volume will reach 500 billion yuan。
In this regard，Zhou Kang, general manager of Shanghai Mingeng Asset Management Co., Ltd. said，Economic transformation drives the financing needs of small and medium-sized enterprises in emerging industries to increase，The difficulties of traditional finance have led to difficulties in financing for small and medium-sized enterprises.、The problem of expensive financing has become more prominent。Driven by favorable policies and falling interest rates，Supply chain finance can be developed to solve the financing difficulties of small and medium-sized enterprises。
Commercial factoring itself is derived from the entire trade system.，Supply chain finance is focusing on factoring, a segmented operating model。 The front-runner is in progress. Factoring is one of the core carriers of supply chain finance.。Data display，From 2005 to 2011，Global factoring volume doubled，Average annual growth of 12%。in major economies，China’s factoring industry ranks first in growth rate，Average annual growth reaches an astonishing 96%。
at the same time，A report from the Qianzhan Industry Research Institute shows，It is expected that the transaction volume of my country's factoring industry will exceed 3 trillion in 2014，Reaching 3.5 trillion yuan。2025will reach 5.39 trillion yuan per year。 And commercial factoring is the crown jewel，Because of its large industry space、Applicable to a wider range of enterprises、The policy has just been relaxed、High leverage、Fit the supply chain, etc.
Advantages
，Since 2012，Commercial factoring business scale has an average annual compound growth rate of 150%。
Guotai Junan data statistics show，2013Since the second half of this year, 34 listed companies have entered supply chain finance through transformation to commercial factoring.，And there is a clear acceleration trend in the year。 So-called commercial factoring，Refers to the supplier transferring the accounts receivable based on the goods sales/service contract entered into with the buyer to the factor，Accounts receivable financing provided by factors、Accounts receivable management and collection、Trade finance tools for integrated financial services such as credit risk management。
The essence of commercial factoring is that suppliers based on commercial transactions，Convert the credit of the core enterprise (i.e. the buyer) to its own credit，Achieve accounts receivable financing。 The original commercial factoring was more limited to large production-oriented or trading-oriented state-owned enterprises.，Or it can be used as a tool for the listed company itself to conduct the entire fund management and corresponding asset allocation.。
recent years，As the country liberalizes the commercial factoring market，Commercial factoring is gradually becoming known to the market，The number of commercial factoring companies has also shown geometric growth。 However, it is worth mentioning that，Although many giant companies are vying to deploy in this field,，However, commercial factoring still has unique development potential。Relative to China's economic aggregate，The development of our factoring business is relatively lagging behind。
Statistics，2012The total factoring business in developed countries and regions accounts for up to 20% of the total GDP.，For example, Taiwan, China is 19.5%，The UK is 16.8%，But our proportion is only 5.47%。The gap between this，It is evident from this。 recently，we noticed，Tuniu, which has always focused on online travel agents，have also begun to extend their tentacles into this field.。
2025September 16，Tuniu announced，Two of its commercial factoring companies were approved，Total registered capital is RMB 1.3 billion，The establishment of a commercial factoring company aims to provide services to more than 8,000 partners currently，Also includes hotel、Provide factoring services to other tourism industry chain-related enterprises, including scenic spots, etc.，Meet the financing needs of more small and medium-sized enterprises in the tourism industry。
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