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Shenzhen domestic registered commercial factoring company

Shenzhen Domestic Registered Commercial Factoring Company What business does a commercial factoring company carry out? As the name suggests,Factoring is an agency that guarantees payment will be honored。Commercial factoring is factoring carried out by non-bank financial institutions,That is, the seller transfers the accounts receivable arising from the sale of goods concluded with the buyer to the factoring company,Financing provided by factoring companies、Comprehensive services such as accounts receivable management and collection。

Commercial factoring plays a very positive role in our country’s economy to a certain extent,Therefore, the country also strongly supports,In recent years, commercial factoring companies have experienced explosive growth.。

[What conditions need to be met to establish a commercial factoring company in Shenzhen] What are the differences between commercial factoring and bank factoring?

Advantages

  1. Targeted at small and medium-sized enterprises,The review threshold is much lower than that of banks.,short cycle;
  2. Commercial factoring is just an institution that does factoring business;
  3. Although commercial factoring is also mainly about providing financing,,But they are more focused on a certain industry or field,Provide more targeted services;Pay more attention to the quality of accounts receivable、Buyer reputation、Goods quality, etc.,rather than seller qualifications。

Therefore, it is mainly small and medium-sized customers.。Commercial factoring is good at aggregating small and complex transactions,A little adds up to a lot,Reasonably adjust the structure,and cooperate with banks,Share bank financial resources and credit resources;

  1. Funds for commercial factoring need to be financed through banks、Internet finance、exchange、asset securitization、Refactoring、Financing through shareholders’ funds and other channels,High cost of capital。Relative bank factoring,Lack of deposits from the public、Interbank loans and other sources。

What conditions need to be met to register a domestic commercial factoring company in Shenzhen?

Registration conditions for domestic commercial factoring in Shenzhen:

  1. Names containing "commercial factoring"
  2. Registered capital is not less than 5 million
  3. Actual business location (Chinese businessmen can provide affiliation)
  4. Investors have the appropriate asset model and financial strength to carry out factoring business,No recent violation record
  5. At the time of establishment, there were more than 2 senior executives with more than 3 years of management experience in the financial field and no bad credit records. 1983,*Home Costco opens in US。

Rapid progress in more than 30 years,Became the second largest retailer in the world,Following Wal-Mart。 this supermarket,How weird is it? Behind the success,These are Costco’s ten weird attributes! Weird one:Think about how to make less money every day. Bosses all over the world are pursuing gross profit.,Only Costco thinks about it all day:How to make less money! This year’s gross profit is 10%,Can it drop to 9.5% next year?

9% the year after next will be even better! Costco’s gross profit margin is as low as you can imagine—less than 10% on average,If it is higher than 14%, it must be approved by the CEO。 what is this concept,For example, a T-shirt costs 10 yuan to purchase.,It only sells for 11 yuan,11piece! ! Is there anything more affordable than this? Let’s compare Walmart。

Wo's gross profit margin is generally 40%-60%,In other words, that T-shirt that costs 10 yuan will be sold for about 30 yuan at Wal-Mart! This is simply a huge profit, isn’t it? Costco has an unbeatable signature combo meal:Hot dog + soda。This package is very cheap,30It's been $1.50 for years,Billions of copies sold。in fact,The price-performance ratio of Xiaomi in China was stolen from Costco!

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