Shenzhen Domestic Commercial Factoring Company Approval Conditions Process

Approval conditions for domestic commercial factoring companies in Shenzhen

Registration process

Approval conditions for domestic commercial factoring companies in Shenzhen

Registration process

， Please contact the professional agency Shenzhen Gangxintong-Business Information Co., Ltd.! How to register a Qianhai commercial factoring company? Conditions for foreign investment commercial factoring registration：

1. The registered capital should be no less than RMB 50 million。
2. Investors should have the appropriate asset scale and financial strength to carry out factoring business，No recent violation or penalty record。
3. Should be established in the form of a limited liability company。
4. The name should indicate "commercial factoring"。
5. Corresponding management systems should be established to carry out factoring business，Improve relevant business processes and operating specifications，Submit financial statements every six months、Compliance instructions、Report business development to the Municipal Economic and Trade Information Committee，and verify the authenticity of reports and information、accuracy、responsible for integrity。
6. When applying for establishment，There should be more than 2 senior managers with more than 3 years of management experience in the financial field and no bad credit records。

Registration conditions for domestic commercial factoring：

1. Investors should have the appropriate asset scale and financial strength to carry out factoring business，No recent violation or penalty record。
2. The registered capital is no less than RMB 5 million (subscribed) and the source is true and legal.。
3. No mixed business operation allowed。
4. There should be a sound internal control system。
5. When applying for establishment，There should be more than 2 senior managers with more than 3 years of management experience in the financial field and no bad credit records。

Regulations are tightening in various places，Registration threshold may be increased December 15, 2025，Shenzhen Municipal Finance Office establishes Financial Supervision Bureau，Responsible for the management of small loan companies within the city's jurisdiction、Financing Guarantee Company、regional equity market、pawn shop、Financial leasing company、Commercial factoring company、Local asset management companies and other financial institutions implement supervision，Strengthen supervision of investment companies within the city’s jurisdiction、social crowdfunding organization、Supervision of various local trading venues, etc.；Cooperate with relevant departments to strengthen supervision of Internet finance。

At present, an industrial cluster has been formed due to the commercial factoring in Shenzhen Qianhai Free Trade Zone.，Registration is slowly becoming more difficult， Hong Kong Xintong - It is suggested that the right to operate commercial factoring can be obtained through acquisition，There are three advantages to acquisition： one、Register earlier，Let customers feel that this is not a new company operating factoring business 2、Generous name，At present, Hong Kong Xintong has a number of factoring company license transfers with impressive names. Three、 Hong Kong Information Communication-Short processing cycle for self-owned channels，Ability to operate quickly and Shenzhen Qianhai Free Trade Zone is the bridgehead for reform and opening up，investment convenience，service-oriented government，Guangdong-Hong Kong-Macao Greater Bay Area Core Business District。

Administrative services，Qianhai Shekou Free Trade Zone will explore the "Internet +" administrative service model。also，Qianhai Shekou Free Trade Zone will further expand the opening of the pilot free trade zone to the service industries of Hong Kong and Macao，Continuously improve the degree of liberalization of services trade between Shenzhen and Hong Kong，The construction structure is scientific and reasonable、High degree of internationalization、Modern service system with strong radiation capabilities。

Shenzhen Qianhai Free Trade Zone is currently the free trade zone with the largest number of commercial factoring deposits.，The number accounts for about 80% of the country’s total，514th of the month，commercial factoring、finance lease、Pawn shops are officially placed under the jurisdiction of the China Banking and Insurance Regulatory Commission，Industry trends toward standardization。

Commercial factoring as a trade finance tool，By providing accounts receivable transfer for enterprises、Payment and settlement services，thereby flattening the credit cycle，This is related to the long-term and stable support of small and medium-sized enterprises from financial institutions in multiple economic cycles.，Relevant to the future vigorous development of small and medium-sized enterprises。

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