深圳内外资商业保理公司新设要求

Shenzhen domestic and foreign-funded commercial factoring company newly established

Require

Learned at the release ceremony of the "China Factoring Industry White Paper (2025)" held recently at the 2025 Second China Factoring Annual Conference，As of December 31, 2025，The number of commercial factoring companies registered nationwide exceeds 7,000，About 100 times that of the end of 2012。Among them, there are about 1,500 commercial factoring companies that have been opened.，Factoring business is expected to exceed the trillion mark in 2025。

Executive Director, International Chamber of Commerce Global Council、Former Vice President of Bank of China、Zhang Yanling, chairman of the 50-person Forum of China Transaction Bank, believes that，The development of factoring in China is a miracle，It took less than 20 years for bank factoring to become a world leader，It took 13 years for commercial factoring to become a global leader，and join the ranks of the regular army，These are the growth factors of China’s factoring industry、The embodiment of strength。

Product innovation in factoring business，Reverse factoring has become the flagship product of supply chain finance，It also played a very important role in promoting the development of the factoring industry.。 Factoring as a very special financing tool，Can connect with small and micro enterprises very well，Reduce financing costs。

Deputy General Manager of Trade Finance Department, Bank of China Jiangsu Branch、Xu Jun, a specially invited member of the 50-person Forum of China Transaction Bank, believes that，Based on the current domestic situation in various aspects、international situation，Factoring business still has good development prospects，The first thing to see is that economic development provides a foundation for the large-scale development of factoring.。

Secondly，China is the world's largest goods trading country and a global manufacturing center、The concentration of industrial supporting facilities is very high，There are tens of millions of small and medium-sized enterprises，Is an important base for the global supply chain。and，my country’s supply-side reform、“One Belt, One Road” initiative、A series of trade measures are being implemented to support the development of factoring business。

at the same time，Industry supervision continues to strengthen，Laws and regulations are also accelerating，The social credit system is also undergoing continuous construction.，These are some good news for the development of factoring business。

Under the premise of huge stock of corporate accounts receivable and strong demand,，If the financing environment has strong external support,，Risk control measures are in place，The market prospect of the factoring industry will be very broad，Hope factoring industry、Enterprise business can better serve small and medium-sized enterprises，Strengthen the growth of talents in accounts receivable factoring business，Strengthen the publicity of factoring business。

At the same time, we can better seize this rare development opportunity.，In order to solve the problem of difficult and expensive financing for small, medium and micro enterprises in my country,，Make better and greater contributions to the sustained growth of my country’s financial business。 The conditions for registering a foreign-funded commercial factoring company are as follows:：

1. The Hong Kong sponsor company has been established for more than one year，Total assets shall not be less than RMB 50 million。
2. When applying for establishment, there should be 3 or more senior executives with more than 3 years of management experience in the financial field.。
3. The registered capital of a commercial factoring company shall not be less than RMB 50 million.，Registered capital paid in。
4. Commercial factoring companies should set up independent companies，The operating period generally does not exceed 30 years。
5. Commercial factoring enterprises should add the words "commercial factoring" in their names。 The conditions for registering a domestic commercial factoring company are as follows:：
6. When applying for establishment, there should be 3 or more senior executives with more than 3 years of management experience in the financial field.。
7. The registered capital of a commercial factoring company shall not be less than RMB 50 million.，Just subscribe for registered capital。
8. Commercial factoring companies should set up independent companies，The operating period generally does not exceed 30 years。
9. Commercial factoring enterprises should add the words "commercial factoring" in their names。
10. Shareholders of commercial factoring companies must be natural persons in mainland China who are over 18 years old and capable of fulfilling independent criminal responsibility, or limited liability companies in mainland China..

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