深圳ICP许可证办理难度大吗?深圳ICP许可证办理难度大吗?网络借贷信息中介机构完成地方金融监管部门备案登记后,You should apply for the corresponding telecommunications business license in accordance with the relevant regulations of the communications department.;Failure to apply for a telecommunications business license as required,No online lending information intermediary business is allowed。深圳ICP互联网经营许可证代办机构讲解办理许可证的严格
Require
。
As of the end of July 2025,P2P网贷行业正常运营平台数量为2298家,而拥有ICP经营许可证的约为230家,拿到许可证的网贷仅一成。业内普遍反馈ICP经营许可证准入门槛高,且办理耗时长。
根据《电信业务经营许可管理办法》整理了以下七点申请ICP许可证的门槛
Require
:(one)The operator is a company established according to law;(two)Have funds and professionals suitable for carrying out business activities;(three)Have the reputation or ability to provide long-term services to users;(Four)in province、autonomous region、Operating within municipalities directly under the Central Government,The minimum registered capital is RMB 1 million;Nationwide or across provinces、autonomous region、Operated within the scope of municipalities directly under the Central Government,The minimum registered capital is RMB 10 million;(five)There is a necessary venue、Facilities and technical solutions;(six)The company and its main investors and main operating and management personnel have no illegal records of violating the telecommunications supervision and management system within three years.;(seven)Other conditions stipulated by the state。
从上述条件中可以看出,注册资金额度门槛很低,100万对金融公司来说难度不大。besides
Require
Have office space、技术方案等条件均不难达到。但是值得注意的是第三条,有为用户提供长期服务的信誉或者能力这一条件由于没有明确
Require
较难界定,可能存在一定门槛
Require
。
总体看来,ICP License
Application conditions
并不到高不可攀的程度,但是目前由于地区通信管理局对于P2P网贷平台办理ICP许可证的
Require
日益严格,
Require
Not the same。
部分地区
Require
先拿到地方金融管理部门出具前置审批才能办理ICP许可证,like:上海通管局
Require
平台提供地方金融管理部门出具前置审批才能申请办理;广东地区的平台需先到广东省人民政府金融办公室拿到前置审批,通过后才能通过接入商(三大运营商)拿到ICP许可证。
不过也有部分省份可直接申请,如浙江省,这对于浙江地区平台来说无疑是重大利好的消息。besides,由于之前网贷行业对这项
Require
并未准确落实,导致平台对此条件不够重视,现在仓促申请,势必有一定延迟。In summary,目前各地区获得ICP许可证平台数仅一成,主要就是因为各地区对平台申请ICP许可证的
Require
不同所导致。
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