Shenzhen Internet Microfinance Company has launched a three-month registration period

Shenzhen Internet Small Loan Company has launched an application for a three-month period. What are the registration conditions? Since the rectification of Internet loans,，Many applicants who originally wanted to register a small loan company were shocked to find that，They who originally met the registration requirements，I can’t register a small loan company anymore，Just because the difficulty of registering a small loan company has become much higher，Some cities have even stopped the registration and approval of small loan companies.。

But on May 14th，Shenzhen Municipal Finance Office issued a new notice，Notification representation，The Municipal Finance Office will start the application process for a new batch of small loan companies，The application period is from May 15, 2018 to August 15, 2018，Overdue will not be accepted，That is to say，The bosses of Shenzhen microfinance companies who want to see this rough and evil company should pay attention.，The opportunity is only available for three months from May to August，Once the time limit has passed，If you want to register a Shenzhen microfinance company in the future, you may not have the chance again.。

So，What are the registration conditions for Shenzhen small loan companies? How to register a Shenzhen small loan company? What’s in store for applicants?

Require

Woolen cloth? This article will explain in detail。

one、Shenzhen small loan company registration conditions 1、for registered capital

Require

：According to the regulations of Shenzhen Finance Office，The registered capital of a small loan company must be more than 50 million yuan，and is paid-in monetary capital，The sponsor or investor shall pay the full amount in one lump sum；If the organizational form is a joint stock company，Its registered capital shall not be less than 80 million yuan；2、to the sponsor

Require

：

Require

The promoters of registered Shenzhen microfinance companies have net assets of more than 50 million yuan.，And the asset-liability ratio is less than 70%，Profitable for the past three consecutive years，And the cumulative total net profit in the three years is not less than 15 million yuan。

3、Shareholding ratio of shareholders

Require

：According to regulations，The promoter's capital contribution ratio when registering a small loan company must be higher than 30% of the registered capital.，The remaining individual investors and their related parties have a capital contribution ratio higher than 5% of the registered capital.。

two、The business scope of small loan companies. The Shenzhen Finance Office has clearly defined the business scope of small loan companies.，Includes the following parts：1、After the establishment of the small loan company，Must specialize in small loan business，No other unapproved business is allowed；2、Strictly regulate the sources of credit funds for small loan companies；3、The service targets of small loan companies are clearly small and medium-sized enterprises、Sole proprietors and entrepreneurs，Do not engage in illegal lending activities such as usury。

three、The process of registering a small loan company Shenzhen City has also made clear regulations on the main procedures for registering a small loan company.，Includes the following parts：1、When registering a small loan company，After confirming that the conditions for registration of a Shenzhen small loan company are met，Application materials for registering a small loan company should be submitted；2、The Municipal Finance Office will review the materials submitted by the sponsor；3、After passing the review by the Municipal Finance Office，Go to the Municipal Industry and Commerce Bureau to apply for industrial and commercial registration；4、Other relevant departments will file this。

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