“备案”正成为深圳P2P网贷界的“魔咒”。按照《好P2P网络借贷风险专项整治整改验收工作的通知》(简称57号文)的“军规”
Require
,今年4月底前完成辖区内主要网贷机构备案工作,迟应于二零一八年6月底前完成全部工作。一声令下,行业进入了后倒计时。
而在2025年1月19号,深圳市金融办正式下文,督促各市内互联网金融公司进行自查,登记在册,Filing。According to the document "Guiding Opinions on Promoting the Healthy Development of Internet Finance"
Require
,In order to further improve the rectification work of the city's online lending information intermediaries (hereinafter referred to as "P2P enterprises"),The relevant matters are hereby notified as follows::??one、Rectification scope、Time and reporting unit。
Registered in the administrative district of Shenzhen City、P2P companies that did not receive on-site inspection notice in the early stage,From the date of issuance of this notice,Until February 5, 2025,Immediately apply to the district financial work department where the registration is located for registration rectification.。P2P companies that have not applied for registration within the time limit will not be included in this on-site inspection,All districts may refuse to accept P2P enterprises that have not reported overdue for rectification acceptance and filing registration.。??two、rectification standards and
Things to note
。
The above-mentioned P2P enterprises should follow the "Shenzhen Online Lending Information Intermediaries Rectification and Acceptance Guidelines" item by item.
Require
(参见附件2),Carry out self-examination carefully,Fill out the guide sheet truthfully,and when reporting to each district,Submit a guideline signed by the legal representative and a description of the company’s basic situation (shareholders、Balance to be repaid, etc.) stamped copy。P2P companies that have conducted on-site inspections in the early stage,We should strictly follow the relevant regulations of the China Banking Regulatory Commission and our city.
Require
,Accelerate the progress of rectification。
in,Regarding the thirteen prohibited behaviors and the upper limit of borrowing for a single borrower stipulated in the "Interim Measures for the Management of Business Activities of Online Lending Information Intermediaries",P2P企业应当于二零一八年6月30日前完成违规存量业务的化解,P2P enterprises that have not completed the corresponding existing business will not be registered.。按照行业第三方的统计,截至月初深圳正常运营的网贷平台大约305家。
而按照此业内的普遍预测,终通过备案的深圳平台应不超过三成,首批通过者会更少。
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