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深圳典当行设立流程及条件

深圳典当行设立流程及条件一.定义:pawn shop,Also known as pawnshop,It is an informal marginal financial institution that specializes in issuing pledge loans.,It is a market intermediary organization that mainly focuses on currency lending and supplemented by product sales.。Because it has existed in the history of all major countries in the world,Therefore, the languages ​​​​of different ethnic groups use fixed vocabulary to express。

二.设立条件

  1. are in compliance with the law、Statutes and regulations;
  2. Have minimum registered capital that complies with the "Pawn Management Measures";
  3. There is conformity

Require

business premises and necessary facilities for conducting business;

  1. Have management personnel and appraisers who are familiar with the pawn business;
  2. There are two or more legal person shareholders,And the legal person shares are relatively controlling;
  3. Public security management that complies with regulations

Require

;7、Comply with the city bureau’s overall planning for pawn shops、Reasonably laid out

Require

3. Registered capital of pawn shop

Require

:The minimum registered capital of a pawn shop is 3 million yuan;Engaged in real estate mortgage pawn business,The minimum registered capital is 5 million yuan;Engaged in property rights pledge and pawn business,The minimum registered capital is 10 million yuan。The minimum registered capital of a pawn shop shall be the monetary capital paid by shareholders.,Not included in kind、industrial property、non-patented technology、Capital contributed as a price for land use rights。

四.经营范围动产质押典当业务;Property rights pledge and pawn business;Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license);Sale of absolutely suitable items within the limit;Appraisal, evaluation and consulting services;Other pawn businesses approved by the Ministry of Commerce in accordance with the law。

五.设立典当行应当提交以下材料

  1. 设立典当行的书面申请(应当载明拟设立典当行的名称、address、Registered capital、Shareholders and capital contribution、business scope, etc.) and feasibility study report;
  2. Pawn shop regulations、Investment Agreement and Investment Commitment Letter;
  3. Pawn shop business rules、Internal management system and safety precautions;
  4. Capital verification certificate issued by a legally qualified capital verification agency;
  5. Individual shareholder issued by the personnel department of the unit where the file is located、Resumes of proposed legal representatives and other senior managers;
  6. Recent financial audit report of the legal person shareholder and proof of capital contribution ability issued by a legally qualified accounting firm、A copy of the resolution of the board of directors (shareholders meeting) of the legal person shareholder and a copy of the business license;
  7. conform to

Require

Valid proof of ownership or right to use the business premises;8、"Notice of Preliminary Approval of Enterprise Name" issued by the industrial and commercial administration authority。

典当行能不能办理企业贷款?典当行企业贷款如何办理?近年来随着贷款需求的不断增长典当行就凭贷款门槛低放款速度快的亮点受到了很多个人贷款融资人的欢迎。So,典当行能不能办理企业贷款?典当贷款是典当行以货币借贷为主和商品销售为辅的市场中介组织的一种贷款方式

是专门发放质押贷款的非正规边缘性金融贷款机构。and,典当行贷款的

Require

Not high,只要贷款人能够提供等值的抵押物品即可获得贷款等值的抵押物品包括:real estate、car、land、stock、bond、基金等

所以企业申请贷款只要向典当行提供房屋产权证国有土地使用权证购房合同及发票原件企业法人身份证明法人授权委托书、Original ID card of the person in charge、Copy of enterprise business license (with official seal)、企业组织机构代码证(加盖公章)、Articles of Association、股东会决议/董事会决议即可贷款成功


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