Port communicationPawn shop also known as pawn company or pawn shop，It is a non-bank financial institution that mainly uses property as pledge for paid term loan financing.。The development of pawn companies provides small and medium-sized enterprises with fast、Convenient financing methods，Promoted the development of production，prospered the financial industry，At the same time, it also played an important role in increasing fiscal revenue and regulating the economy.。Exchange of things for money is the essential characteristic and mode of operation of pawns。
The pawn household delivers its property of a certain value to the pawn agency for actual possession as a guarantee for the debt.，In exchange for a certain amount of funds,，Expiration of the current period，Pawn companies usually have two profit channels：The first is redemption on account of the household.，Collect pawn interest and other
cost
Profit;The second is to die when you are in the household.，The property disposed of is used to make up for losses and make a profit。As a kind of financial and commercial nature, pawn shop、unique socioeconomic institutions，The financing service function is obvious。
Financing service function is the most important function of pawn companies，It is also the primary social function，It is the currency transaction function of the pawn shop。In addition, the pawn company also plays the role of pawn storage and commodity trading.，In addition, the pawn shop also has other functions，such as providing identification of the property、Evaluate、Pricing and other service functions。
What are the specific conditions and approval materials for the establishment of a pawn shop company?，and
Registration process
What other?Details Shenzhen，Opportunities must not be missed and will never come back.，Set up early and open the door to wealth early。
Shenzhen Business Co., Ltd. - Hong Kong Xintong -：What are the conditions for establishing a pawn shop??one、Requirements for establishing a pawn shop Application for establishment of a pawn shop，The following conditions should be met：(one)are in compliance with the law、Statutes and regulations;(two)Have registered capital that meets the prescribed minimum amount(The minimum registered capital of a pawn shop is 3 million yuan;Engaged in real estate mortgage pawn business，The minimum registered capital is 5 million yuan;Engaged in property rights pledge and pawn business，The minimum registered capital is 10 million yuan。
The minimum registered capital of a pawn shop shall be the monetary capital paid by shareholders.，Not included in kind、industrial property、non-patented technology、Capital contributed as a price for land use rights);(three)There is conformity
Require
business premises and necessary facilities for conducting business;(Four)Have management personnel and appraisers who are familiar with the pawn business;(five)There are two or more legal person shareholders，And the legal person shares are relatively controlling;(six)Public security management in compliance with Articles 9 and 10 of the Pawn Management Measures
Require
;(seven)Comply with the national overall plan for pawn shops、Reasonably laid out
Require
。
two、Conditions for Pawn Shops to Establish Branches Pawn shops that meet the following conditions may establish branches:：(one)Operating pawn business for more than three years，Registered capital is not less than RMB 15 million;(two)Profitable for the past two consecutive years;(three)No illegal business records in the past two years。
Declaration materials for the establishment of a pawn shop：one、Applicants for establishing a pawn shop should submit materials to the city divided into districts where the pawn shop is proposed to be established.(land)Submit the following materials to the competent commercial department：(one)Application for establishment(The name of the pawn shop to be established should be stated、address、Registered capital、Shareholders and capital contribution、Business scope, etc.)and feasibility study report;(two)Pawn shop regulations、Investment Agreement and Investment Commitment Letter;(three)Pawn shop business rules、Internal management system and safety precautions;(Four)Capital verification certificate issued by a legally qualified capital verification agency;(five)Individual shareholder issued by the personnel department of the unit where the file is located、Resumes of proposed legal representatives and other senior managers;(six)Recent financial audit report of the legal person shareholder and proof of capital contribution ability issued by a legally qualified accounting firm、Board of Directors of Corporate Shareholders(shareholders meeting)Copy of resolution and business license;(seven)conform to
Require
Valid proof of ownership or right to use the business premises;(eight)"Notice of Preliminary Approval of Enterprise Name" issued by the industrial and commercial administration authority。
two、Applicants for pawn shops applying to establish branches should submit materials to the city divided into districts where the proposed branch is located.(land)Submit the following materials to the competent commercial department：(one)Application report for establishing a branch(The name of the branch to be established should be stated、address、person in charge、Amount of working capital, etc.)、feasibility study report、Board of Directors(shareholders meeting)resolution;(two)The pawn shop’s financial accounting reports for the past two years issued by a legally qualified accounting firm;(three)Resume of the proposed head of the branch issued by the personnel department of the location where the file is located;(Four)conform to
Require
Valid proof of ownership or right to use the business premises;(five)Certification issued by the provincial commerce department and the public security agency of the local county-level people’s government that there are no illegal business records in the past two years。
From the above conditions and procedures for establishing a pawn shop company, we can know，The main core points for setting up a pawn shop are as follows:：The first is the sponsor’s
Require
，There must be two corporate legal persons or more，In addition, the location of the shop must be a street-facing shop.;For more details, please contact Shenzhen。
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