深圳典当行牌照办理要求

Since 2025，nation

Require

All companies doing financial related business，All operations require a license，So in the past, companies that took edge measures to make profits，will soon be removed from the market，The rest are companies with financial licenses，So now the value of pawn shop licenses seems to be getting higher and higher.。The state has now relaxed its approval requirements for the establishment of pawn shops，It is recommended that customers who need to apply for a pawn shop license must hurry up.。

Pawn shops serve as lending institutions other than banks，Has simple procedures，Advantages of Quick Loans，in recent years，Loans through pawns are favored by small and medium-sized enterprises and individuals。There are still many differences in the microfinance business that is emerging today.，The pawn shop determines whether to pay the pawnee based on the value of the pawn.，Therefore, for companies that urgently need funds,，There is still a huge market for pawn shop registration。

Conditions to be met when applying for a pawn shop license：

1. Registered capital is not less than RMB 10 million；
2. There are two or more legal person shareholders，And the legal person shares are relatively controlling；
3. The legal person shareholder has been operating continuously for more than three years，Profitable in the last two consecutive fiscal years；
4. The asset-liability ratio is not higher than 70%；
5. Have qualified business premises；
6. Have management personnel and appraisers who are familiar with the pawn business。

pawn shop

Process

one、Determine the total amount：According to the “overall planning” of the Ministry of Commerce，The principle of "reasonable layout"，Determine the total amount of regulation and material reporting time based on corresponding economic indicators in various places.。two、receive materials：According to the "Pawn Management Measures", the applicant

Require

，Submit application materials to the city (prefecture) level commerce department where the pawn shop is proposed to be established.。

After receiving an application to establish a pawn shop or a pawn shop applying to establish a branch，The districted city (prefecture)-level commerce department shall submit it to the provincial-level commerce department for preliminary review.，The provincial commerce department will submit the review opinions and application materials to the Ministry of Commerce.。three、Review by the Ministry of Commerce：The Ministry of Commerce organized and established a joint pawn shop approval working group to review the submitted materials.。

Four、Apply for approval：According to the minutes of the pawn shop joint approval working group meeting，For compliance with

Require

application for establishment，The Ministry of Commerce issues approval to provincial commerce authorities，and issue a "Pawn Business License"，The applicant must go to the relevant department to complete the registration formalities with the approval and pawn business license.。Not approved，Notify all provincial commerce authorities，and explain the reasons。

five、The enterprise holds the approval document from the Ministry of Commerce and the "Pawn Business License"，After preliminary examination by the public security organ of the local county-level people's government，Apply for a "Special Industry License" from the municipal (prefecture) level public security agency，Go to the industrial and commercial administration department to apply for a business license with the above approval documents and licenses。

从以上可知，虽然典当行的经营范围延伸到经济发展的各个方面，但是随着互联网时代到来，There are more and more channels for financing through the Internet，If pawn shops want to develop, they must break through and innovate.。

early this year，Ministry of Commerce issues opinions，The pawn industry is clearly encouraged to try the Internet，Disseminate information through the Internet、fast、low cost、No geographical or time restrictions, etc.

Advantages

do business，To further highlight the operating characteristics，Improve and innovate business models，To further improve the level of financing services for small, medium and micro enterprises。

Pawn shops can operate the following businesses:：

1. Chattel pledge and pawn business
2. Property rights pledge and pawn business
3. Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license)
4. Sale of absolutely suitable items within the limit
5. Appraisal, evaluation and consulting services
6. Other pawn businesses approved by the Ministry of Commerce in accordance with the law。Related products：Shenzhen pawn shop , handle

Require

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