深圳典当行成立条件

深圳典当行成立条件 注册公司网址：港信通-详情咨询：客户经理港信通- According to the Ministry of Commerce、公安部颁布，2005年4月1日起施行的《典1当管理办法》规定，所谓典1当，It refers to the owner’s movable property、财产权利作为当物质1押或者抵1押给典1当行，Deliver a certain percentage

cost

，Get deposit，and pay interest on the deposit within the agreed period、repay the deposit、the act of redeeming something pledged。

In layman's terms，典1当就是要以财物作质1押，有偿有期借贷融资的一种方式。这是一种以物换钱的融资方式，只要顾客在约定时间内还本并支付一定的综合服务费（包括当物的保管费、insurance、利息等），就可赎回当物。 典1当行的成立必须具备一定的条件： 1st，It is indeed in line with local economic development and social needs.，Have a certain amount of business。

典1当业务之所以能在销声匿迹30多年后能得以复苏，It is because it adapts to the needs of current economic development，able to mobilize funds、Convenient for people’s life。therefore，典1当行设立之前，Adequate feasibility studies must be done，以便决定是否设立典1当行，以及在何时何地设立典1当行。Generally speaking，要想设立典1当行，The choice of time and place is very important。

Business bustling area、购物中心是典1当行设立的理想场所，Because these areas have large capital flows，Naturally, the market has more demand for funds.，Relatively speaking, there are also many people who are in urgent need of funds due to insufficient capital turnover.。长沙南江口典1当行比长沙博山典1当行业务量大，The geographical location cannot but be said to be a very important reason。

certainly，Choosing a good location is not easy，Because in this kind of place, the rent of houses is high，Second, it is difficult to find。so，对拟开办典1当行的单位或个人而言，must be carefully considered、trade off。何时设立典1当行，Also very particular。

If you know that your bank deposits have increased significantly、Interest rates fell sharply，却开设一典1当行，It would be a bad move；If the country’s capital construction investment increases significantly，There are quite a few projects launched or ready to be launched，And the banks are empty，此时急需贷1款的人肯定不少，银行贷1款不成，而典1当行却能为这些人解决燃眉之急，so，此时设立典1当行无疑是髙招。但典1当行不能乘人之危，Exploitation for profit。

but，Since my country's current reform is in a period of exploration,，Some regulations are not perfect enough、Not enough supporting facilities，Policy changes are relatively large，so，对开设典1当行有利的时间因素不是不变的，That's it

Require

Flexible control、consider and deal with。 second,Have its own funds suitable for its business。

典1当行作为一种金融性商业机构，How much of its own funds should be prepared?，It should be based on the size of its business scale、Depends on factors such as business volume，rather than generalizing。But in terms of general scale，典1当行的自有资金不得少于20万。 third，Have sound organizational charter and business operation system。 fourth，Have a fixed business location and safe and reliable item storage facilities。

典1当行房屋建筑和经营设施应当符合国家有关安全标准和消防管理规定，Have the following safety precautions：

1. Set up video recording equipment in the business premises (recording data should be kept for at least 2 months)
2. Set up protective facilities at the business counter；
3. Set up to comply with security

Require

的典1当物品保管库房和保险箱（柜、library)

1. Set up alarm devices；
2. Install protective facilities on doors and windows
3. Equipped with necessary fire-fighting facilities and equipment。

fifth，Have assessment、Qualified management personnel for safekeeping items, etc.。Regarding the issue of equipping experts with certain professional qualities to identify products，由于目前典1当业还刚刚复办，

Require

Of course, it is impossible for a pawn shop to be equipped with experts in pawn appraisal with high professional quality.，典1当行如遇古玩、When it comes to items that are difficult to identify, such as calligraphy and painting，Special experts available、Expert appraisal，Or ask relevant departments to identify。

But just a normal product，典1当行管理人员应能评估、Identify its value。 sixth，典1当行的经营方式，should be more flexible，It is not advisable to restrict yourself to death。as mentioned before，Most of the current pawn shops also operate auctions.、Consignment and other businesses。如长沙铺山典1当商行和长沙南门口典1当商行的服务办法就明确规定，“商行设典1当、Auction Sales Department，开展以典1当为主，Auction supplemented、Concurrently engaged in consignment business”。

actually，Pawn shops directly auction dead items，Can reduce links，Speed ​​up the circulation of goods，Accelerate capital turnover，Conducive to the development of pawn shops，so，Pawn shop concurrently operates auction、Consignment business is very necessary。certainly，For concurrent auctions、consignment pawn shop，Industry and commerce、Tax authorities should more strictly manage and supervise。 seventh，典1当行能自主经营、independent accounting、Responsible for self-financing，It is an economic entity that pays taxes according to regulations.。

至于典1当行是否具有法人资格，There are no hard and fast rules。从目前某些典1当行的情况看，Still does not have legal personality。典1当行的所有制形式应如何

Require

，Opinions are not unanimous at present。

With the further deepening of reform and opening up,，Society’s demand for funds is increasing，The financing industry run by the state alone can no longer meet the growing needs.，Therefore, private establishments should be flexible、convenient、A pawn shop established for its characteristics such as fast turnover，It has a role that cannot be replaced by other forms of financing.。Undoubtedly, it is against the state-owned、A powerful supplement to collective pawnshops。

and，Due to restrictions on private funds and strict state regulations and management of pawnshops，私人当铺在国家的金融贷1款体系中，It can only play a supporting role。therefore，The state should not place too many legislative restrictions on the ownership forms of pawn shops.，As long as it meets social development and legal conditions，should be allowed to open。

典1当行设立找深圳 港信通-，互联网小额贷1款公司注册，Fund company registration，基1金产品备案，融资性担1保公司都可以设立， 深圳典当行成立条件 注册公司网址：港信通-详情咨询：客户经理港信通-

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