Shenzhen pawn shop operating conditions, rules and regulations

Shenzhen pawn shop processing conditions Pawn shop processing，Shenzhen pawn shop，How to set up a pawn shop in Shenzhen? Combined with our company’s experience in pawn shops，Currently planning a pawn shop，The following points are required：

1. Senior executives in relevant industries、and pawn appraisers.。
2. Shareholders’ personal credit status is good。
3. Have 2 Shenzhen local companies established for more than three years，And the company’s profit in the past three years、All tax status are met

Require

。

1. Registered paid-in capital is not less than 10 million yuan。
2. Street-facing shops with practical business requirements，Comply with fire protection acceptance。
3. Economic and Information Committee

Require

other conditions。

(one)Property rights pledge and pawn business;(two)real estate(Other provinces、autonomous region、Exceptions include real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license.)Mortgage pawn business(three)Chattel pledge and pawn business(Four)Appraisal, evaluation and consulting services;(five)Other pawn businesses approved by the Ministry of Commerce in accordance with the law(six)Sale of absolutely suitable items within the limit。People’s financing needs are diverse。

Same as personal financing，There are many levels、Various types。This will inevitably lead to the emergence of diversified financing methods and diversified financing channels.，In order to meet the objective existence and even growth of diversified financing needs,。As far as pawn shops are concerned，It adopts the financing method of material pledge, that is, the pawn party issues small amounts to the outside world.、A financing channel for short-term loans。

From a global perspective，The bank's loan recipients are usually individuals or some small and medium-sized enterprises.，Because the latter two often obtain loans from other financing channels。Yang Lei said，Because banks pay more attention to collateral when lending，After the company obtains the loan，All assets with basic mortgage value have been mortgaged，If you encounter business problems，Will face the dilemma of having nothing to offset。

The pawn shop has no choice but to "see what people order"，Yang Lei gave reporters an example，There is a real estate company that needs short-term funding，But there is no normal collateral anymore，The remaining assets are only more than 800 parking spaces and a clubhouse of more than 3,000 square meters.，Because the business is in good operating condition，The pawn shop agreed to use the parking space as collateral，80 million was lent to enterprises，Eases business problems。

Except for special pawn items，A new format of “contract pawn” has also emerged in the pawn industry，Li Zhongyi, former secretary-general of the National Pawn Alliance, gave an example，There is a company that produces casings，Because it is an asset-light enterprise，no collateral，Unable to get funds from bank，What can be mortgaged is only the casing packaging products，This product has almost no value。

The pawn shop investigated the development status of the company，Found that this company's production status is good，There are a large number of order contracts，So I boldly raised funds，A win-win result was achieved。Founded in 2005，It has been twelve years now，Has successfully served many Fortune 500 companies，Accumulated rich service experience，Leading the industry，Enjoy a good reputation，Based on high-end，High-end service。

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