Filing and review requirements for Internet financial companies in Shenzhen

深圳市金融办近日下发了深圳市网络借贷信息中介机构备案登记管理办法（征求意见稿），While causing heated discussions within the industry,，It also promotes the development of online loan platforms in the direction of compliance.。

2025新深圳互联网金融公司备案审核

Require

Online lending information intermediaries apply for filing and registration，The following conditions should be met：

1. Set up a risk control and compliance department，Have risk management capabilities to carry out online lending information intermediary services。
2. Have independent sales supervision and complaint handling departments。
3. Established a network security protection management system，Implement tamper resistance、Anti-intrusion、Network security protection technical measures such as data encryption and disaster recovery；In principle, the software and hardware equipment and system data of the information system should be stored within the administrative jurisdiction of Shenzhen City；The data management department should be located within the administrative jurisdiction of Shenzhen City，and be able to comply with regulatory authorities

Require

，Provide technical interfaces for business system data。

1. The registration place of online lending information intermediaries shall not be residential land；The business address and registered address should be consistent，If there is any inconsistency, the registered address should be changed to the place of business.；The area of ​​the business premises should be no less than 100 square meters。
2. 网络借贷信息中介机构的主要资金结算账户（包括网络借贷资金专用账户）应当开设在商业银行在深圳市行政辖区内的分支机构。
3. Reach fund depository arrangements with commercial banks that have branches or above (inclusive) within the administrative jurisdiction of Shenzhen City。
4. Engaged in financial industry related work for more than 5 years，And there are no less than 3 senior managers with bachelor’s degree or above (inclusive).。
5. law、regulations、Other conditions specified in regulations and related documents。

Director of online lending information intermediary institution、Supervisors and senior managers shall not have the following circumstances:：

1. 有犯罪记录或严重不良信用记录的。
2. Company in charge of bankruptcy liquidation、corporate director、Supervisors and senior managers，to the company、Personal responsibility for the bankruptcy of a business，Since the company、It has been less than 3 years since the date of completion of enterprise bankruptcy liquidation。
3. 担任因违法被吊销营业执照、Companies ordered to close、Legal representatives and senior managers of enterprises，and bear personal responsibility，Since the company、It has been less than 3 years since the company’s business license was revoked。
4. 被国家金融监管部门取消董事、Qualifications for supervisors or senior managers，or are prohibited from working in the financial industry for a period that has not yet expired。

深圳互联网金融的福音来了，互联网金融备案可以开始，互联网金融公司注册代理！互联网金融公司注册和申请ICP备案和ICP许可证办理欢迎联系 港信通-！

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。