深圳贷款办理申请要求是什么

Loan processing agency

Registration process

and transfer

cost

，The first steps to apply for establishment，District (county) governments that are interested in piloting shall submit a pilot application to the Municipal Finance Office，Clarify the pilot work plan and promise to take responsibility for risk prevention and disposal。Secondly，District (county) government，Screen the main sponsors of small loan companies in the district (county) who meet the relevant conditions and have the intention to apply.。

The selected main sponsors of small loan companies submit application materials for the establishment of small loan companies to the district (county) government where they are located.，After the district (county) government completes the preliminary review, it will be submitted to the Municipal Finance Office for review.。Applicants for small loan companies must present the approval document from the Municipal Finance Office，Complete registration procedures with the industrial and commercial administration department in accordance with the law and obtain a business license，and report it to the local public security agency within 5 working days.、The Banking Regulatory Bureau and the People's Bank of China branch submit relevant information。

Requirements for application establishment

1. Have regulations that comply with regulations。
2. The sponsor or investor should meet the specified conditions。
3. The organizational form of a small loan company is a limited liability company or a joint stock company.。A limited liability company should be established with capital contributions of less than 50 shareholders；A joint stock company should have 2-200 promoters，More than half of the sponsors must have residence in China。
4. The source of registered capital of a small loan company should be true and legal，All are paid-in monetary capital，Pay in full at one time by the investor or promoter。The registered capital of a limited liability company shall not be less than 5 million yuan，The registered capital of a joint-stock company shall not be less than 10 million yuan。single natural person、Corporate legal person、Shares held by other social organizations and their affiliates，shall not exceed 10% of the total registered capital of the small loan company。
5. Have directors and senior managers who meet the qualifications。
6. Have staff with corresponding professional knowledge and experience。
7. Have the necessary organizational structure and management system。
8. There is conformity

Require

business premises、Security precautions and other business-related facilities。

1. Business scope with other prudential conditions stipulated by the Provincial Government Finance Office：Agency loan application procedures business；Bank credit card application procedures；Accept the entrustment of banking institutions to engage in banking information technology outsourcing、Banking business process outsourcing、Bank knowledge process outsourcing；Accept credit entrustment from banks or other legal institutions、mortgage、car loan、Reminders for overdue accounts and credit card overdraft accounts、notify、reminder service；Investment consulting；Equity investment；Project investment；Venture capital；Act as an agent for other venture capital companies and other institutions or individuals in their venture capital business；Provide entrepreneurial management services to entrepreneurial enterprises；Reorganization of corporate assets、M&A advisory services；Business information consultation；Sales of bank card electronic payment system terminal products、lease、Install、maintain；Organization and planning of cultural and artistic exchange activities；Conference services；Exhibition display services。

(Projects that require approval according to law，Business activities can only be carried out after approval from relevant departments)Operations of small loan companies

Require

：

1. No cross-regional loan business is allowed。
2. Choose your own loan recipients。
3. small amount、dispersion：70% of funds applied to same person loan|Small borrowers whose loan balance does not exceed 500,000 yuan；
4. Be a farmer、agriculture、Economic development services for rural and urban small businesses。
5. Marketization of operations。
6. No loans may be made to its shareholders。

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