深圳办理商业保理公司有注意哪些

深圳办理商业保理公司有注意哪些 深圳办理商业保理公司有哪些注意点 港信通- 现今保理公司的背景如何，Are there private enterprises?，What proportion of private enterprises，Where are most factoring companies located?? my country's commercial factoring pilot has been in operation for more than five years，My own observations on the factoring industry，It has been nearly 15 years since 2003，2009Leading a team to provide factoring legal services since。

In recent years, the Yingke factoring lawyer team I lead has provided legal services to nearly 200 commercial factoring companies in China.。Factoring companies we serve，70%It is a large central enterprise、local state-owned enterprises、Listed company shareholder background，There are also 20-30% from private enterprise backgrounds。

Customers are located all over the country，From the relatively concentrated Beijing-Tianjin-Hebei、Yangtze River Delta、From the Pearl River Delta to relatively dispersed Yunnan、Shaanxi、Xinjiang、Henan、Shandong、Liaoning and other places，There are customers we serve。at the same time，In recent years, we have cooperated with most of the domestic banks that carry out factoring business.。

And Tianyi Financial，pay more attention to，What conditions should an excellent factoring company have??Which factoring companies do better??I believe this is also a question often asked by everyone。 Port communication- Port communication- one、Focus on subdivided industries. Factoring is a premise based on the transfer of accounts receivable.，Accounts receivable financing provided by factoring、manage、Collection、Comprehensive financial services that provide one or more of the four services of bad debt guarantee。

The core of factoring business is accounts receivable。therefore，I think a professional factoring company should be able to identify the risks of accounts receivable、Evaluate、management work。Accounts receivable are formed from underlying transactions(trading、Services etc.)，Risks of accounts receivable and different industries、Trading habits in different regions are closely related。

therefore，Only focus on segmented industries，It is possible to understand this segmented industry，Only then can we better identify the risks of accounts receivable in this industry.、Evaluate and manage work。 However，At present, there are still relatively few factoring companies in China that focus on subdivided industries.。

The development status of most factoring companies is that they do not distinguish between industries in business selection.，Make only some thicker clients、Asset access standards，These standards are more about bank credit ideas，Rather than setting it around the asset characteristics of accounts receivable。

certainly，What I can understand is：Most factoring companies within the first one or two years after establishment，We must first solve the problem of survival，In addition, many factoring companies themselves have no industrial background.，Therefore, we can only involve various industries first，We will consider transitioning back to subdivided industries later.。 Port communication- Having a professional team How to judge the professionalism of a team，This is somewhat subjective.。

This seems to be a matter of opinion.，But based on my observations of the factoring industry and factoring companies over the years,，You can look at it from several aspects： First，It mainly depends on the background and ideas of the general manager of the factoring company.。I have communicated with many senior executives of factoring companies in the past few years.，Personally, I think the general manager is crucial to the development of a factoring company.。

Mainly depends on its business ideas，Is it pragmatic?、innovation;See whether it has influence or voice over shareholders，See whether it has appeal to the team, etc.，are all very important factors affecting the development of a company。 second，Look at the composition of the team。After being established, many factoring companies like to poach people from their peers.，or from bank、lease、small loan、Guarantee and other institutions poach people。

Many of the people we hired seemed to be “high-level” financial talents.，In fact, many times it may be "fine but useless"。My personal suggestion is：We still need to add more people with industrial backgrounds to the team.，Especially those in industries related to the factoring business they plan to start.。They will be more familiar with the industry，Be familiar with the people and things there，Be familiar with the risks，therefore，Whether it is business development or risk control，It is more valuable for a factoring company。

Port communication- People come first，An excellent factoring company must have an excellent professional team。 Technology determines productivity，If we rely solely on manual stacking，It will undoubtedly consume human resources and the innovative ability of employees.，Tianyi Financial believes that it will gradually move from manual to semi-automatic，Fully automated，Increase demand for technology。

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