述典当行,Also known as pawnshop,It is an informal marginal financial institution that specializes in issuing pledge loans.,It is a market intermediary organization that mainly focuses on currency lending and supplemented by product sales.。典当行是指专门从事以财物作为质押进行有偿有期借贷融资的非银行金融机构。Exchange of things for money is the essential characteristic and mode of operation of pawns。
The pawn household delivers its property of a certain value to the pawn agency for actual possession as a guarantee for the debt.,In exchange for a certain amount of funds,。
Conditions and procedures for applying for a pawn shop business license in Shenzhen|如何快速办理典当行资质深圳典当行公司办理典当行经营许可证的设立条件
- Have charters that comply with laws and regulations;
- There is conformity
Require
business premises、Security facilities and other facilities necessary for conducting business;
- Have management personnel and appraisers who are familiar with the pawn business;
- Comply with the national overall plan for pawn shops、Reasonably laid out
Require
;
- 深圳注册典当行公司,办理典当行经营许可证注册资本最低限额为人民币3000万元;
- Engaged in real estate mortgage pawn business,其注册资本最低限额为人民币3000万元;
- 开设分支机构的典当行,其注册资本最低限额为人民币3000万元;
- The minimum registered capital of a pawn shop is the monetary capital paid by shareholders.。
审批材料
- Application for establishment (should state the name of the pawn shop to be established、address、Registered capital、Shareholders and capital contribution、business scope, etc.) and feasibility study report;
- Pawn shop regulations、Investment Agreement and Investment Commitment Letter;
- Pawn shop business rules、Internal management system and safety precautions;
- Capital verification certificate issued by a legally qualified capital verification agency;
- Individual shareholder issued by the personnel department of the unit where the file is located、Resumes of proposed legal representatives and other senior managers;
- Recent financial audit report of the legal person shareholder and proof of capital contribution ability issued by a legally qualified accounting firm、A copy of the resolution of the board of directors (shareholders meeting) of the legal person shareholder and a copy of the business license;
- conform to
Require
Valid proof of ownership or right to use the business premises;8、"Notice of Preliminary Approval of Enterprise Name" issued by the industrial and commercial administration authority。
Registration process
first step:准备材料先在市商务局申报;Step 2:(深圳注册典当行公司,办理典当资质选择提示:各地规定不同,望咨询)商务局审批通过后,由市商务局报送省商务厅;Step 3:省商务厅通过后由省商务厅报送国家商务部,待商务部审批通过后颁发《典当经营许可证》;Step 4:持《典当经营许可证》向当地公安机关申领《特种行业许可证》;Step 5:持上述批件及许可证到工商行政管理部门申领营业执照准备开业。
典当行公司的典当抵押种类不动产抵押:是指以不动产为抵押物而设置的抵押。所谓不动产是指不能移动或移动会丧失其原有价值或失去其使用价值的财产,如土地、houses、各种地上定着物等;动产抵押:是指以动产作为抵押物而设置的抵押。
动产是指可以移动并且移动后不影响其使用价值,不降低其价值的财产;权利抵押:是指以法律规定的各种财产权利作为抵押物客体的抵押;财团抵押:又称企业抵押,是指抵押人(企业)以[2]其所有的动产、不动产及权利的集合体作为抵押权客体而进行的抵押;共同抵押:又称总括抵押,是指为了同一债权的担保,而在数个不同的财产上设定的抵押;最高额抵押:是指抵押人和抵押权人协议,在最高额限度内,以抵押物对一定期间内连续发生的债权作担保。
典当行专业办理机构典当行公司的注册及资质的办理属于国家商务部审批,企业除了要达到必须的办理条件之外,更需要具备良好的企业环境及沟通才能取得办理资质及名额,深圳典当行资质的审批每年只有一次,这就意味这所有的典当行申请企业都必须要赶在特定的时间提交资料,这也意味着典当行申请企业需要提前做好各项申请材料的制作及条件的完善。
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