Apply、转让深圳商业保理牌照

Main business：Address hosting、Address renewal、Financial leasing company、commercial factoring、Newly established private equity firm、transfer；small loan、pawn shop、Financing Guarantee License Application、转让深圳商业保理牌照申请（咨询电话-见文章附图）商业保理业务简单来说就是卖方将货物卖给买方，The seller can assign the accounts receivable arising from sales or contracts in the course of trade to the factoring company，The factor then provides the seller with cash flow for purchase in advance.、Production etc.，In order to avoid the problem of corporate capital turnover during the period from the occurrence of accounts receivable to the collection of accounts receivable。

one、How to obtain a Shenzhen commercial factoring license?

Domestic commercial factoring registration：

1. Registered in Qianhai, Shenzhen，Registered capital is not less than 5 million；
2. The name should indicate "commercial factoring"
3. Investors have the appropriate asset model and financial strength to carry out factoring business，No recent violation record
4. At the time of establishment, there are more than 2 senior managers with more than 3 years of management experience in the financial field and no bad credit records.
5. Proof of venue usage (available)
6. 办理经验丰富的代理机构—two、商业保理业务的风险与解决办法
7. 企业风险首先是买、Seller’s Credit Risk。

国内商业保理业务是根据买卖双方的应收账款来执行的，所以还款来源是核心企业（买方），If the core enterprise (buyer) suffers from poor management and is unable to pay when due,，Factoring companies will face capital losses resulting in bad debts。If the factoring contract is signed with recourse，Can have recourse to the financier (seller)，

Require

Unconditional payment to factoring company。

Therefore, the corporate reputation of both buyers and sellers、Strength status is the primary risk in carrying out factoring business。I talked about corporate ratings and due diligence before.，They are all used to evaluate the situation of the enterprise and prevent enterprise risks.。Secondly, there is the risk of transaction authenticity。Factoring business is handled based on accounts receivable，Much simpler than working capital loans，If the buyer and seller forge a false contract，fake invoice、Defrauding financing by using one ticket for multiple purposes，If the factoring company does not carefully review the，Can easily lead to bad debts。

后是上、Risks of related transactions of downstream enterprises。If upstream and downstream enterprises are related parties to each other，Once it becomes a buyer-seller relationship in daily business activities,，It is easy for the payment of goods to offset each other.。This will increase the risk of fund collection of accounts receivable.。

1. Solution：
2. Strictly standardize and record corporate information，Do a good job in reviewing basic company information，Fill out the "Due Diligence" report，Ensure content authenticity。
3. Integrate industrial and commercial comparison functions into products，When entering business information，Compare industrial and commercial information，Ensure that the enterprise truly exists。
4. 定期提醒业务经理贷后检查，Fill out the "Post-Loan Inspection Report"，Explain the business situation。
5. When entering invoice information，Accepting a third party to do invoice verification work，Ensure invoice authenticity。
6. Financing application stage，via SMS、Timely remind relevant personnel of the company of business progress through emails and other methods。
7. Strictly standardize and formulate an internal review system for enterprises。
8. When the loan matures，via SMS、Promptly remind companies to repay through emails and other methods。
9. Overdue account collection work，Warm reminders in advance for customers who are not overdue。
10. 14Ministry of Commerce Announcement:finance lease，Factoring，Pawn industry management authority transferred to China Banking and Insurance Regulatory Commission。
11. 7The China Banking and Insurance Regulatory Commission announced that it has sent letters to provincial and municipal governments，

Require

Strengthen the leasing，Factoring，Regulation of the pawn industry。The policy underwent two major changes in less than a month，It is believed that policy implementation is mostly focused on Beijing, Shanghai, Guangzhou and Shenzhen，At present, the establishment of foreign-invested commercial factoring in Shenzhen has been stopped.，Investors who want to set up a Shenzhen Qianhai commercial factoring company should do so as soon as possible，So as not to miss the opportunity。Related products：Shenzhen,Commercial factoring license,Apply,transfer

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