申请深圳小额贷款牌照的条件

申请深圳小额贷款牌照的条件 深圳小额贷款牌照

Application conditions

Shenzhen Small Loan License Application] [Small Loan License Application] Previously on April 18，The Shenzhen Municipal Finance Office issued the "Notice on Carrying out the Classification, Disposal and Acceptance of the Internet Small Loan Business of Small Loan Companies in our City"，Based on the preliminary investigation and investigation，Among the 128 small loan companies that have opened in Shenzhen，A total of 13 small loan companies conduct small loan business through the Internet。

Require

Classify, dispose and inspect the Internet small loan business of 13 small loan companies。515th of the month，21Century Economic Report reporter learned，The Shenzhen Finance Office officially launched the pilot application process for a new batch of Shenzhen small loan companies，The application deadline is from May 15, 2025 to August 15, 2025，Late applications will not be accepted。

How can online small loan licenses be so popular? First of all，Based on the continuous upgrading and expansion of consumer finance，There is a consumption scene、Credit experience、Internet technology、Enterprises with traffic resources, etc.，Everyone is interested in joining this feast of online small loans.，Those with stronger strength and resources can fight alone.，Those who lack ability can also work together as a group and join in the melee.，Share the market cake。

Secondly，Compared with traditional small loan companies，Online small loans are not restricted by the scope of registration，The business scope is determined by the business scope of its Internet platform，*可满足全国信贷需求；After realizing cross-regional operations，Reduces customer acquisition costs for financial institutions。third，P2P online lending platform does not have lending qualifications，Limited by information intermediary status，Income is service fee only、Management fees, etc.，Limited profit potential，The business functions of online small loans are much more powerful.。

Shenzhen small loan license

Application conditions

：one、Registered capital：The organizational form of a small loan company is a limited liability company，Registered capital shall not be less than RMB 300 million；The organizational form is a joint stock company，Registered capital shall not be less than RMB 400 million。

two、Main sponsor and other members

Require

：

1. Net assets are not less than 200 million yuan，The asset-liability ratio shall not be higher than 65%，And in principle, the long-term investment amount after the implementation of this project investment shall not exceed 60% of the net assets (consolidated accounting statement caliber)；
2. Profitable for the past three consecutive years，The cumulative total net profit is not less than 60 million yuan，And the cumulative total tax paid is not less than 18 million yuan (consolidated accounting statement caliber) Shenzhen small loan license application] [Small loan license application] Previously on April 18，The Shenzhen Municipal Finance Office issued the "Notice on Carrying out the Classification, Disposal and Acceptance of the Internet Small Loan Business of Small Loan Companies in our City"，Based on the preliminary investigation and investigation，Among the 128 small loan companies that have opened in Shenzhen，A total of 13 small loan companies conduct small loan business through the Internet。

Require

Classify, dispose and inspect the Internet small loan business of 13 small loan companies。515th of the month，21Century Economic Report reporter learned，The Shenzhen Finance Office officially launched the pilot application process for a new batch of Shenzhen small loan companies，The application deadline is from May 15, 2025 to August 15, 2025，Late applications will not be accepted。

How can online small loan licenses be so popular? First of all，Based on the continuous upgrading and expansion of consumer finance，There is a consumption scene、Credit experience、Internet technology、Enterprises with traffic resources, etc.，Everyone is interested in joining this feast of online small loans.，Those with stronger strength and resources can fight alone.，Those who lack ability can also work together as a group and join in the melee.，Share the market cake。

Secondly，Compared with traditional small loan companies，Online small loans are not restricted by the scope of registration，The business scope is determined by the business scope of its Internet platform，*可满足全国信贷需求；After realizing cross-regional operations，Reduces customer acquisition costs for financial institutions。third，P2P online lending platform does not have lending qualifications，Limited by information intermediary status，Income is service fee only、Management fees, etc.，Limited profit potential，The business functions of online small loans are much more powerful.。

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