各国对典当行业的定义 典当行,Also known as pawnshop,It is an informal marginal financial institution that specializes in issuing pledge loans.,It is a market intermediary organization that mainly focuses on currency lending and supplemented by product sales.。 在世界各主要国家的历史上均曾存在过,Therefore, the languages of different ethnic groups use fixed vocabulary to express。
The English name of the pawn shop is Pawnshop;French is mont-de”MARKETS;German is Leihhaus;Italian is montedepiete;Japanese word for quality house。 各国所使用的文字多有差异,But the explanation of the definition of pawn shop is basically the same.。The Encyclopedia of America states:The pawn shop is”Loans to institutions that pledge personal property”。
and adopt practices popular in European and American countries,Define a pawnbroker as a pawnbroker,think”A pawnbroker is engaged in the business of lending money as a pledge of personal property.?quot;。In addition, as stipulated in the "Washington State Pawn Law" in the United States:”A pawnbroker refers to any person who is engaged in whole or in part in pledging personal property as security.、Or use a deposit or sell personal property as security、or a person who lends money to a business using the sale or purchase of personal property as security。
“The Indiana Pawn Law provides that:”A pawnbroker is any person engaged in pledging deposits or personal property、or an individual who provides a loan by selling personal property as security for repayment、partnership、organization or company。” 对典当行的表述大同小异。Section 6 of the Pawnbrokers Act 1872:pawn dealer”Open a store,To buy or sell goods or chattels、or a person who issues a loan by pledging a loan or chattel。
“This shop is a pawn shop”Pawnbrokers' residences and warehouses or other places of business or places where transactions are carried on”。canada from imperial,Section 2 of the country’s Columbia Pawnbrokers Act 1996,Copying the definition of pawn shop in British pawn laws more than 100 years ago,The concept is exactly the same。 country,典当行属于政府授权的六类信贷机构之一,其官方名称为”市政信贷银行”。
《1984年法国银行法》第18条规定:”经批准作为信贷机构的包括银行、互助或合作银行、储蓄节俭机构、市政信贷银行、财务公司和特殊金融机构。”This shows,法国的典当行是从事部分银行业务的非银行金融机构。 行在德国和意大利则非属于政府金融机构,而是民间金融业的一员。
原《德意志联邦共和国信用业法》规定:The pawn shop is”根据动产出质提供贷款的典当业企业”。《意大利民法典》指出:The pawn shop is”被授权经营典当业的机构”。而在澳大利亚,该国《1997年新南威尔士州典当商与旧货商法》也规定:”典当行是特色突出的典当业载体和二手货交易者。”
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