申请办理融资担保公司指引牌照用途 融资性担保牌照全称:Financing Guarantee Institution Business License,是由地方省市的金融办主管核发。In accordance with the regulations on the management of financing guarantee institutions,Financing guarantee companies are local financial institutions,without approval,Financing guarantee companies are not allowed to carry out financing guarantee business in areas where they have not opened branches。 That is to say,The business area of a financing guarantee company is limited to the place of registration。
我们融资性担保行业的容易出现的一个认知误区:全国性融资性担保牌照。many times,投资人在寻找融资担保公司的并购(收购)标的时,也会遇到这类中介机构推介宣称全国性融担牌照这种误导,在这里请融担行业的投资人士留意,谨防交易误区。
Application Guide:怎么申请办理融资性担保牌照 要申请设立融资性担保机构,Several elements need to be clarified:Place of establishment,Paid-in capital,Executives,Business premises,and business management system。Since financing guarantee companies are local,Therefore, we have a good understanding of why the overall conditions for the establishment of financing guarantee companies in various provinces and cities are,Review
Require
There is a difference。
Generally speaking,The conditions for the establishment of first-tier cities are relatively high.,The most direct manifestation is the minimum registered capital
Require
。本文将在深圳申请设立融资性担保公司为例,点明概述相关的
Application conditions
and process:
- Financing guarantee company
Application conditions
:
- 注册资本最低实收1亿元人民币。
- 出资股东需满足:(企业法人)存续满三年,Profitable for the past two consecutive years,The cumulative profit after three years has reached more than 10 million yuan,Asset-liability ratio is less than 70%,Net assets shall not be less than RMB 50 million。
(自然人)有3年以上从事经济工作的经历,No criminal record or other bad credit history,The total assets owned by an individual shall not be less than twice the amount of his or her capital contribution,Among them, bank deposits and other current assets shall not be less than the amount of capital contributed,and have a legitimate source。
- 股东出资比例限制:When the main sponsor is a corporate legal person,The shareholding ratio is not less than 30%,When initiated by two corporate owners,Each shareholding ratio is not less than 20%。
in addition,Generally, the promoter's shareholding ratio is not less than 1%,The capital contribution must be no less than RMB 5 million。
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