Port communicationCommercial factoring applications may be suspended，What are the conditions and procedures for registering commercial factoring now? As an emerging financial，Commercial factoring effectively helps small and medium-sized enterprises solve the problem of financing difficulties，Commercial factoring companies can currently only register in the five major free trade zones，They are Shanghai、Tianjin、Shenzhen、Guangzhou Free Trade Zone。
However, commercial factoring companies in Tianjin Free Trade Zone will cease approval in August 2025.，Commercial factoring companies in the Shanghai Free Trade Zone have ceased approval in January 2025；Currently 80% of companies are registered in Qianhai Free Trade Zone，However, recently commercial factoring is being transferred to the supervision of the China Banking Regulatory Commission.，There is news that，Qianhai commercial factoring may be suspended，Data display，As of 2025.12.31，A total of 8,261 commercial factoring legal entities and branches have been registered nationwide.，The total registered capital of enterprises equivalent to RMB exceeds 570 billion yuan. In 2025, my country's commercial factoring business volume will reach 1 trillion yuan.，Achieving rapid growth for five consecutive years。
Qianhai commercial factoring
Advantages
Where is it convenient? 1) Customers have tried to go to Chengdu、Apply for commercial factoring companies in Chongqing and other places，However, the local government is vague about the concept of commercial factoring.，And there is no such business scope，Later I learned that Qianhai, Shenzhen, was piloting a trial to support the development of commercial factoring.，Decided to register a commercial factoring company in Shenzhen。
in his opinion，In addition to policy support, the development of commercial factoring in Shenzhen，It is also indispensable to be driven by the market，“Many private shadow banking systems are developing quasi-financial platforms.，But several models are shrinking，For example, financing guarantee、small loan，Transformation also faces many difficulties，This also gives room for commercial factoring。”2) You can apply for cross-border RMB loans。
2014Hong Kong Xintong, which registered a commercial factoring company in Qianhai in 2018-，2025Mid-year，The company cooperates with banks，Successfully introduced a cross-border loan from Hong Kong，Saves customers a point in financing costs。"This alone，It’s hard to compare with other places。
” Relevant terms for factoring issuance，Rectify the chaos Factoring，It means that the creditor of the accounts receivable transfers the ownership of the accounts receivable to the factor.，The factor pays the price and provides services related to the transfer of accounts receivable。Factoring business is based on real trade background，Relying on credit transfer of core enterprises in the supply chain，It is a financing product with relatively low risk，Has valuable counter-economic cyclical characteristics，Especially suitable for growing small and medium-sized enterprises。
The content and form of factoring contracts in the "Civil Code Contract Chapter Factoring Contract" draft for comments、Price payment、Effect of transfer of ownership of accounts receivable、right of ownership、Assumption of risk of collection、Effect of Notice of Transfer of Accounts Receivable、Accounts receivable management and collection、Details such as payment guarantee for accounts receivable debtors are clearly stipulated。This is also conducive to the orderly development of the factoring industry! Commercial factoring registration last train，What are the registration conditions?
one、Registration conditions for domestic commercial factoring companies： 1.Name approval (prepare two to three names)； 2.Registered capital of more than 500W，Subscription registration； 3.The address is at the Qianhai Commercial Secretariat, etc.。
two、Foreign-invested commercial factoring companies must meet the following conditions: 1. The company’s registered capital shall not be less than 50 million yuan; 2.The main investors should be corporate legal entities and other social and economic organizations； 3.There should be more than 2 experienced senior executives with no bad credit records and qualified professionals suitable for their business, etc.。
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
