商业保理公司注册条件和经营范围!

如何注册深圳商业保理公司、What are the requirements? Conditions for handling foreign-funded commercial factoring companies and a complete business scope of commercial factoring companies。Introduction to commercial factoring： 中小企业要想生存，Need efficient financing channels。But at home，Bank customers still prefer large enterprises，Coupled with the imperfect social credit system，Financing difficulties have increasingly become a stumbling block to the development of small and medium-sized enterprises。

As far as SMEs are concerned，60%The asset is accounts receivable，Factoring business is a financing service launched for accounts receivable.。 The specific operating mode is，The seller assigns the accounts receivable arising from the sales contract entered into with the buyer to the factor，Trade finance provided by factors、Sales account management、Collection of accounts receivable、Comprehensive financial services such as credit risk control and bad debts。

A factor's profit usually consists of two parts: financing interest and factoring services.。 Since commercial factoring was promoted in my country in 2012,，Relevant organizations have sprung up like mushrooms after a rain。As of the end of December 2013，The number of commercial factoring companies nationwide has reached 287，An increase of 4.5 times compared with the end of 2012；The total registered capital of all enterprises exceeds 29.3 billion yuan。in，71 companies registered in Qianhai，Occupying a quarter of the country’s total。

The reporter learned，Many factoring companies choose Qianhai，What I like is Qianhai’s preferential treatment in cross-border RMB business.。According to policy，前海跨境人民币贷的综合成本在

1. 5%about，而内地银行贷的成本在
2. 5%about，A commercial factoring company registered in Qianhai introduced Hong Kong RMB funds through cross-border RMB loans，It can save the enterprise at least two points of cost.，节省约
3. 4billion，thereby directly increasing corporate profits。

one：Conditions for foreign commercial factoring registration：

1. Registered capital shall not be less than RMB 50 million。
2. Investors should have the appropriate asset scale and financial strength to carry out factoring business，No recent violation or penalty record。
3. Should be established in the form of a limited liability company。
4. The name should indicate "commercial factoring"。
5. Corresponding management systems should be established to carry out factoring business，Improve relevant business processes and operating specifications，Submit financial statements every six months、Compliance instructions、Report business development to the Municipal Economic and Trade Information Committee，and verify the authenticity of reports and information、accuracy、responsible for integrity。
6. When applying for establishment，There should be more than 2 senior managers with more than 3 years of management experience in the financial field and no bad credit records。

two、Business scope of commercial factoring company：

1. Export Poly、Domestic factoring；
2. Consulting services related to commercial factoring；
3. Credit risk management platform development；
4. Other related businesses approved by the approval department；
5. Not engaged in taking deposits、Specializes in or is entrusted with commercial factoring and non-channel collection business、business、fiduciary investment、Other activities prohibited by state regulations。

Shenzhen Gangxintong-Business Information Co., Ltd. is a senior professional consulting service expert in special zones (Shenzhen Qianhai and Shanghai Free Trade Zone) in the industry，He is also one of the pioneers and leaders in the domestic special economic zone professional consulting industry.。

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。