商业保理公司注册的要求！

one、Commercial factoring company registration

Require

：

1. Established as a company，paid-in monetary capital，Registered capital is not less than RMB 50 million；The initial investment in the first phase shall not be less than 20%，The remaining portion must be paid in full within two years；
2. Have at least one investor or its affiliated entity with experience in operating commercial factoring business or related industries；Related entities，refers to an entity controlled by the investor、or an entity that controls the investor、or another entity that is under common control with the investor。

Control means that the controlling party owns more than 50% of the voting rights of the controlled party。

1. Investors in commercial factoring companies should have the appropriate asset scale and financial strength to carry out factoring business，Have a sound corporate governance structure and complete risk internal control system，No recent violation record。
2. When applying for establishment of a commercial factoring enterprise，There should be at least two senior managers with more than three years of management experience in the financial field and no bad credit records.。

senior management，Refers to the general manager (deputy general manager)、business manager、treasurer、Risk control director and operations director, etc.。

1. Commercial factoring companies are not allowed to operate mixed businesses。
2. Have a sound internal control system，including but not limited to financial systems、risk assessment、Emergency response system for major risk events、business process operations

Require

、Monitoring and other systems and asset classification management、Risk treatment measures。

1. The investor has been established for more than one year (the overseas parent company of the qualified foreign investor invests in the establishment of a commercial factoring company in the name of its wholly-owned overseas subsidiary (SPV)，No

Require

Existing for one year)。Investors have the corresponding asset scale and financial strength to carry out commercial factoring business，Its total assets shall not be less than RMB 50 million and tax must be paid within two years.、customs、Government departments such as industry and commerce and financial institutions have no illegal or bad records。

1. The registered capital of domestic investors in commercial factoring companies has been paid in full.，Foreign investors comply with other laws and regulations

Require

。Foreign investors truthfully disclose the background information and assets of the actual investors。

two、申办条件允许存续满一年的中国境内企业及外国公司、Enterprises and other economic organizations (hereinafter referred to as "foreign investors") are wholly-owned、joint venture、Invest and establish foreign-funded commercial factoring enterprises in the free trade pilot zone in the form of cooperation (including financial leasing and commercial factoring)，An overseas parent company established by a qualified foreign investor in the name of its wholly-owned overseas subsidiary (SPV)，No

Require

Existing for one year，Domestic enterprises in China invest in and establish domestic commercial factoring enterprises in the Pilot Free Trade Zone (including financial leasing and commercial factoring)，The specific application conditions are as follows:：

1. Corporate investors should have experience in operating commercial factoring business or related industries。
2. The investors of the enterprise should have the corresponding asset scale and financial strength to carry out factoring business.，Have a sound corporate governance structure and complete risk internal control system，No recent violation record。
3. When an enterprise applies for establishment，There should be two or more senior managers with no less than three years of management experience in the financial field and no bad credit records。
4. The enterprise should be established in the form of a company。

Registered capital shall not be less than RMB 50 million，And all investment is in the form of currency。

1. Have a complete internal control system，including but not limited to risk assessment、business process operations、Monitoring and other systems。
2. In addition to meeting the above conditions, financial leasing companies that also engage in commercial factoring business，It also needs to comply with the regulations for the establishment of financial leasing companies

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