Shenzhen commercial factoring company registration materials Hong Kong Xintong - an Internet financial service in Shenzhen Qianhai Special Zone、Financial leasing and commercial factoring registration and operation overall solution service provider. The feasibility study report must include the following contents:(1) Basic information that the main investor is a corporate legal person or other social and economic organization:include name、Place of registration、Registered capital、Legal representative, etc.。Foreign investors or their affiliated entities have performance and experience in factoring business。
(2) Commercial factoring enterprise establishment plan:a.Basic situation of the enterprise:Include intended name、Place of registration、legal representative、Total investment and registered capital、Investment structure、Business scope;b. Investment scale analysis、Funding source description;c. Management organization setup and staffing。(3) Introduction to the proposed commercial factoring business:Includes market analysis、Operation process and characteristics、Risk control system, etc.。
Application materials 1、application;2、Feasibility study report signed by the legal representatives or authorized representatives of all parties to the investment;3、A joint venture contract signed by the legal representatives or authorized representatives of all parties to the investment、Articles of Association (Foreign-invested enterprises only submit articles of association);4、Notarization and certification documents for the qualifications of foreign shareholders、Credit certificate and legal representative’s identity certificate (copy);5、Business license of Chinese shareholder (copy)、Credit certificate and legal representative’s identity certificate (copy);6、Investors (including、Foreign shareholders) Audit report for the most recent year audited by an accounting firm;7、Board of Directors、List of Supervisory Board members and directors of investment parties、Letter of appointment of supervisors,Proof of identity (copy) and proof of identity of the proposed legal representative;Registration and approval materials for foreign commercial factoring companies,8、List of senior executives of commercial factoring companies;9、Notice of pre-approval of enterprise name issued by the industrial and commercial administration department (the name should indicate "commercial factoring");10、Proof of use of venue or lease agreement、Proof of property ownership (copy);11、Shareholder Commitment Letter (see sample);12、Power of attorney for delivery of legal documents;13、Business Department
Require
other files of。
Small and medium-sized enterprises are increasing employment、Promote economic growth、It plays an irreplaceable role in technological innovation and social harmony and stability.,It is of great strategic significance to the national economy and social development。However, the current market environment faced by small and medium-sized enterprises is still not optimistic.,Financing is difficult、The problem of expensive financing is prominent。
How to solve the problem of financing difficulties for small and medium-sized enterprises has become one of the focuses of social attention. Registration and approval materials for foreign commercial factoring companies,Traditional financial institutions such as commercial banks are also working hard to improve financing services for small and medium-sized enterprises.,But due to credit preference、Approval process and other factors,This problem cannot be fully effectively solved yet。
commercial factoring、1 award、finance lease、Financial institutions represented by guarantees, etc.,Flexibility in providing financing services to SMEs、innovation、Professional and other characteristics,Can be responsible for solving financing difficulties for small and medium-sized enterprises、The important task of supporting the development of the real economy。
Relative to bank factoring,Commercial factoring is more flexible and innovative,Able to develop business varieties suitable for small and medium-sized enterprises,Meet Financing
Require
;Can focus on a certain industry or region,Based on an in-depth understanding of industry and regional characteristics,Provide targeted services;Helps to revitalize the current assets of small and medium-sized enterprises,Effectively alleviate working capital problems。Commercial factoring is one of the financing and risk transfer channels for small and medium-sized enterprises in their development stage.。What is factoring?
It turns out that one hand pays the money and the other hand delivers the goods.,Once you have credit, you don’t have to pay money first.,You can pay late,So there is factoring,So factoring deals with credit,This is the logic of factoring。 A profitable business model must be such a simple logic,Solve actual credit problems between businesses without immediate payment,But the current domestic commercial factoring environment is very strange.,There are indeed many people who rush in without any logic.,Don't complain,Let’s talk about the origin of factoring first。
Internationally, traditional commercial factoring began with the issue of trust when sellers provide credit terms to foreign buyers in international trade.,In order to solve this problem,Factoring from cargo supervision,Reconciliation,To provide credit guarantee to the buyer,Then provide financing for the seller,It grew up naturally。Factoring is closely related to the industry,developed to the present,Many factoring companies also rely on deeply cultivating a niche industry.,Manage and resolve credit issues between upstream and downstream,Accounting and other issues。
The four major functions of traditional factoring are basically finalized: 1Accounts receivable management(It can also be understood more commonly as reconciliation)2Provide factoring financing for sellers 3. Provide credit risk guarantee for buyers 4. Collect accounts from buyers Then look for these four traditional functions,Return to China。Is factoring an imported product?
Not entirely,Many businesses that sprout spontaneously are actually factoring.,for example:1:Sellers are strong,Proactively provide buyers with(dealer)credit(Commonly found in group finance companies),The seller controls the logistics himself,Reconciliation,buyer credit,Only financing is provided to the buyer 2: Buyers are strong,buyer(dealer)Use your own channels
Advantages
,Counter pressure on the seller’s account period,My personal understanding is that the buyer uses his or her buyer's credit,Leverage your control over the flow of goods,Controlled the seller's accounts receivable(Extend the billing period as much as possible),This model creates sufficient cash flow for the buyer,Suning, which everyone is very familiar with,Gome。
This is also the factoring of natural growth in China.。3:Third-party supply chain service provider,This is an emerging industry,Big as Tmall,Jingdong,This kind of platform-level company has mastered logistics,information flow,Naturally embedded in the capital flow between buyers and sellers,Provide financial services,There are also Eternal Asia,All large and small supply chain service providers in Shenzhen fall into this category.(Foreign UPS has also entered the factoring industry from logistics.)。
They all naturally become factoring agents,Can suppress the seller’s billing period,Financing for the seller,Can encourage buyers to consume,By the way, give the buyer a note(equal to buyer's credit guarantee)。 Everyone is already enjoying the factoring services they now offer。4.wild factoring company。
Providing factoring financing to small and medium-sized enterprises,How to rely on small loans,Trade finance practices are available,But it’s hard and tiring,Because of the imperfect legal environment in the country,and a poor credit environment,casual business practices,The settlement method will torture them。But if you have experience in related industries,,Still worth doing。5.Pure account management platform。
Now there are people doing cloud accounting for small and micro businesses,Accumulate a certain amount of accounts receivable data,Accompany the growth of small and micro enterprises,Maybe cloud accounting platform in the future,There are also b2b platforms in different sub-sectors that will become big data factoring companies.,There may also be a feasibility report analysis on the registration of commercial factoring companies that uses the Internet to solve high-frequency reconciliation needs between enterprises! This article is compiled by Shenzhen Gangxintong-Business Information Co., Ltd.,Welcome to read!
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services,Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant。
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