商业保理公司的本质

1. 人民币资金来源或证明文件或说明文件；
2. 资金用途说明；
3. 跨境人民币直接投资情况表；
4. A commercial factoring enterprise should have at least one investor or its affiliated entity with experience in commercial factoring business or related industries.；
5. Investors in commercial factoring companies should have the asset scale and financial strength corresponding to the factoring business，Have a sound corporate governance structure and complete risk internal control system，No recent violation record ， And the total assets in the year before application are not less than 50 million yuan；
6. When applying for establishment?应当拥有2名以上具有3年以上金融领域管理经验且无不良性有记录的高级管理人员；
7. Commercial factoring enterprises should be established in the form of limited liability companies?Registered capital shall not be less than RMB 50 million，The registered capital of a joint-stock company shall not be less than RMB 100 million.。

All investments are in the form of currency，Foreign capital includes legally obtained overseas RMB。天津被誉为全国商业保理之都，早在2004年，我国一家商业保理企业就落户于滨海新区。2012June，商务部批准天津滨海新区成为全国首批商业保理试点地区。五年多来，天津商业保理稳中求进、rapid development。

截至2025年9月底，天津共批准设立商业保理试点企业446家，Registered capital

1. 69billion yuan，其中外资公司292家，occupy
2. 5%，Registered capital
3. 58billion yuan；内资公司154家，occupy
4. 5%，Registered capital
5. 11billion yuan。

据天津市商务委相关负责人介绍，作为全国一个省级商业保理协会，天津市商业保理协会自2025年1月揭牌成立以来，充分发挥桥梁纽带作用，为推动行业发展、形成良好的企业自律意识做了大量卓有成效的工作。

东疆保税港区秉承务实、创新理念，将商业保理和融资租赁有机结合、协调发展，完全打通了贸易实体行业上下游通道，起到了很好的行业带动作用，已逐步成为商业保理的产业聚集高地。

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