Transfer of a rare foreign-funded commercial factoring company in Xiamen

The current situation of commercial factoring companies in Xiamen. Currently, most of them in Xiamen are engaged in commerce and technology.，Then there is a strong correlation between commerce and commercial factoring.，like trade finance，Accounts receivable require commercial factoring companies to handle them.，This shows that commercial factoring has a large market in Xiamen，To put it bluntly, there are not many commercial factoring companies currently operating in Xiamen.，The opportunity is here，As long as you own a commercial factoring company and can handle the market，Then you can eat this big piece of cake。

更多详细资料港信通-商业保理公司注册条件a）名称含有商业保理b) Registered capital Domestic capital shall not be less than RMB 5 million，Foreign capital shall not be less than RMB 50 million；c) Companies with qualified Chinese and overseas shareholders；d) Have qualified senior executives。

更多详细资料港信通- 商业保理的盈利模式： Fund interest + management fee + regulatory pledge fee + service fee Commercial factoring effectively provides sales financing for commodity suppliers、Account management、Accounts receivable collection and bad debt guarantee、Risk control, etc.，Will gain profits in the above four aspects。

As sales financing is provided to suppliers、Accounts receivable collection and bad debt guarantee，Equivalent to buying out the supplier's accounts receivable、Distributing supplier products，Will set larger commodity price discounts with suppliers，Depending on the product, it is generally set at

1. 1%－
2. 3%/ daily discount rate，That is, a discount rate of 3-9 points per month，According to the usual department store settlement of 45 days, approximately
3. 5%-
4. 5%return on capital,The annual return on capital will reach 36%-128%；By supermarket chain、Foreign-funded hypermarkets have a capital return of approximately 12%-36% during the 120-day settlement period.，The annual return on capital will reach 48%-144%。

Of course, the idle time of funds and the cost of funds must be deducted.；Due to providing accounting management and risk control for suppliers，The factor will also charge a certain management fee

cost

1－3%；Due to the risks of factoring business，The factor will propose the supplier's goods pledge or logistics supervision as a guarantee measure，Certain logistics supervision or pledge handling fees will also be charged.。

Pengfei Logistics signed a 50 million commercial factoring contract China Securities Network News (Reporter Sheng Bo) on the 28th，New OTC company Pengfei Logistics issued an announcement stating that，The company signed a factoring business contract with Xiamen Shenhai Commercial Factoring Co., Ltd. (referred to as "Xiamen Shenhai")。Xiamen Shenhai provides the company with a recourse financing line for accounts receivable of no more than 50 million yuan in total.，The period is planned to be from May 24, 2025 to May 23, 2025。

The company promises to use all the proceeds from factoring financing for working capital required for daily operations.。

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