pawn shop
Registration process
:
- 向地方的监管部门提出设立申请,并递交材料,在各地规定的周期内完成审核,发放典当经营许可证;
- 在获得资质的10日内向所在地的公安机关申请特种行业许可证;
- After receiving the business license,可以在申请经营范围内开展典当业务。办理的时间需要多长?
网上很多广告五花八门,有的说二十天就能够完成办理,有的说七天就可以,essentially,典当行是不可能在少于两个月的时间完成办理的,哪怕走的是咨询办理通道。商务部门需要审核材料,申请材料不仅是地方的商务部门审核,还要上报到把控整个省份典当行发展的商务厅那里。
所以客户如果实在有典当公司需求的话,其实收购一个现成的典当公司也是可以的。1,典当行转让的
cost
一般是多少?现在全国的典当行市场价高低不一,有的是百万级别,有的是千万级别。建议想要收购或者转让一家现成的典当行的客户,在物色到一些资源的时候,还是不要太过于着急完成收购或者转让的手续,以免吃了哑巴亏。
建议可以首先来电咨询港信通国际的办理人员,了解清楚现在市场的具体情况再进行定夺。我们有成熟的商业服务团队,能够帮助客户以较合理的价格收购一张品质的典当行公司牌照。2,典当行公司牌照转让的流程是什么?转让的流程还是比较简单的,但是需要注意的是要报商务部门进行备案。
转让的时候需要签订相应的股转协议,要有第三方机构作为公证人。关键的并不是转让的流程,而是能够在完成收购之前将典当行的具体情况了解清楚。这一步一定要委托专业的机构进行尽职调查以及相关的财务状况的调查。
港信通国际因为长期从事典当行注册及转让工作,所以能够凭借着对于典当行独有的嗅觉将收购标的的情况一一摸查清楚,所以客户委托我们进行收购是较佳的选择,同时我们现在手头上也有现成的品质典当行提供转让,建议需要详细了解的客户可以直接来电咨询我们了解清楚。
Register a pawn shop
Things to note
,和设立需要满足几个大方向的
Require
:1,Staffing
Require
。典当行主要有几个经营的大方向,像房地产,名表这样的民品,股票这样的财产权利等等,都是典当行业务里的应有之义。典当行针对要开展的业务,需要配备有相应的人员,包括当品真伪鉴定人员,当品价值评估人员等等。
这些人员都要有具体的本专业上的资质。这是之前典当行设立前置条件中快为重要的一个部分。2,site
Require
。典当行是一个类似于银行的金融机构,只不过银行存的是钱,而典当行存的是则是物品。银行存钱有利息返还,但是在典当行存物则需要支付一定的利息。
说这个,主要是想表明典当行和银行一样,对于安保上面有比较严格的
Require
,包括防弹玻璃的安装,安保人员的数量和结构配置等等。有的地方还对经营场地的面积有具体的
Require
,but
Require
需要视不同地区的
Require
而定。3,Registered capital。
典当行设立前置条件还有一个比较重要的
Require
,那就是注册资金实缴的
Require
,this
Require
虽然不是硬性
Require
,但是如果不进行实缴,注册资金不设置在千万以上,基本上不可能完成申请,不可能获得商务部门的首肯。4,Equity structure。股权结构上面的
Require
,相信大家也比较清楚了。
典当行需要由法人股东进行相对控股,控股的比例也是典当行设立前置条件中一个比较重要的板块。法人股东要控股超过二分之一,或者单个法人股东的控股达到三分之一。Q:典当期限如何约定?典当期限由双方约定,minutes 5 days、15day、30day、60day、180Different deadlines。
During the pawn period and within 5 days after the expiration of the pawn period,经双方同意 可以续当,The renewal period shall not exceed the original pawn period,The renewal period shall be calculated from the expiry date of the pawn period or the previous renewal period.。续 当时,The current account should settle the previous period's interest and the current period's
cost
。
Q:当票应当载明的事项有哪些?(1)The name of the pawn shop and its address;(2)当户姓名(name),address(址),有效证件(According to)及号码;(3)Name of object、quantity、quality、situation;(4)Appraised amount、Amount of deposit;(5)interest rate、Comprehensive rate(6)Pawn date、Tento period、Renew current period;(7)当户须知(应当载明典当行和当户的权利义务)Q:What is the difference between a pawn shop and a bank?
- Different business scope:In addition to lending business,The pawn shop also deals in the sale of absolutely pawn items.、Appraisal, evaluation and consulting services,Banks additionally operate deposit services、Exchange business、Agency business, etc.。
- Business scale and organizational form are different:Banks are large state-owned and joint-stock enterprises,Registered capital、The scale of operation is quite large,Set up a large number of branches across the country。Pawn shops are companies with smaller capital,Limited scale,Single organizational form。
- Loan procedures and procedures are different:Banks implement a system of separation of review and loan,The approval process is cumbersome,Takes a long time;And pawn shops lend money when they see something,High efficiency,fast,Convenient and flexible。
- Different lending objects and characteristics:Banks mainly focus on large and medium-sized enterprises, Large amount、long term、Strict restrictions on the use of loans,Pawn shops are mainly small and medium-sized enterprises and individuals.,Small amount、Short term、And don’t ask about the purpose of borrowing money。
- Different status effects:Banks occupy a dominant position in our country’s national economy,It is the main part of the financial system,It plays the role of the main channel in regulating the supply and demand of social funds.;Pawn shops are a useful supplement to the financing channels of the entire society.,occupy a secondary position in economic life。Related products:Transfer Pawn Shop License , Register for a pawn shop license , Agency pawn shop license
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