Port communicationCommercial factoring company registration
Require
?商业保理的办理条件?商业保理公司注册办理需要哪些资料?保理业务种类有哪些?Our company's main business：1.Accounting agency(Doing accounting and filing taxes、financial management)2.Financial franchise license(finance lease、Financing guarantee、insurance broker、insurance agency、commercial factoring、pawn shop、Fund sales、private equity funds、public funds)So-called commercial factoring，是指供应商将其与买方订立的货物销售或服务合同所产生的应shou账款，转让给商业保理公司，由后者为其提供贸易融资、应shou账款管理与催收、信用风险控制等综合性供应链金融服务，对于解决企业间应shou账款回收和加速资金流通具有重要作用。
国际保理商联合会(FCI)发布的研报显示，我国工业企业应shou账款余额逐年抬高(目前已达约11.5万亿元)。at the same time，社会融资规模下滑，Bank money tightens，中小企业融资困难，使之对于商业保理的需求不断增长。in fact，政府部门早已注意到这一现象，在政策上给予了商业保理大力扶持。
2009March，Ministry of Commerce、Ministry of Finance、People's Bank of China、Banking Regulatory Commission、The China Insurance Regulatory Commission jointly issued the "Opinions on Promoting the Healthy Development of Credit Sales"，It is proposed to "carry out pilot business of commercial factoring"，促进应shou账款流转”。2012April，The State Council issued the "Opinions on Further Supporting the Healthy Development of Small and Micro Enterprises"，It is pointed out that “supporting small and micro enterprises to adopt commercial factoring、Financing through various methods such as pawns”。
11Monthly December，The "Trial Measures for the Establishment of Commercial Factoring Enterprises in Pudong New Area, Shanghai" and the "Pilot Management Measures for the Commercial Factoring Industry in Tianjin" have been promulgated one after another。2013August，The State Council issued the "Implementation Opinions on Financial Support for the Development of Small and Micro Enterprises"，It is proposed to accelerate the enrichment and innovation of financial service methods for small and micro enterprises，Promote the establishment of commercial factoring and other financing services。
2025August，The Ministry of Commerce issued the "Opinions on Supporting the Innovative Development of Free Trade Pilot Zones"，Clear support for pilot free trade zones to carry out commercial factoring pilots，Give full play to the role of commercial factoring in expanding exports、promote circulation、Play a positive role in solving financing difficulties for small and medium-sized enterprises。
根据中国服务贸易协会商业保理专业委员会公布的数据，截至2025年，我国共有注册的商业保理企业2514家，全年融资业务量超过2000亿元，较2014年增长1.5倍，共服务31500家中小企业，平均每家中小企业获得商业保理融资额约635万元。visible，商业保理正成为解决中小企业融资问题的重要方式。
尤其今年2月，People's Bank of China、发改委等八部委联合下发《关于金融支持工业稳增长调结构增效益的若干意见》，明确鼓励发展应shou账款融资，进一步对保理行业发展形成利好。如此，也就解释了何以不少上市公司都欲涉足商业保理领域，因为这的确是一个蓝海市场。
one、注册商业保理公司应当符合下列条件：(1)The company's registered capital is not less than 10 million yuan，subscribed capital，And the source is authentic and legal。(2)The main investors should be corporate legal entities and other social and economic organizations，And the total assets in the year before application are not less than 10 million yuan。(3)Foreign investors in commercial factoring companies or their affiliated entities should have performance and experience in factoring business。
(4)A commercial factoring company should have more than two senior executives with management experience in the financial field and no bad credit records and qualified professionals suitable for its business。(5)Other conditions stipulated by laws and regulations。
two、内资商业保理公司经营范围：guaranteed agent(Non-bank financing);Trusted asset management;Investment consulting;Business management consulting;(None of the above does not include restricted items);supply chain management;Domestic trade(Excluding franchise、monopoly、Exclusive control of goods);Doing business online。
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