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How to set up a commercial factoring company Conditions for setting up a commercial factoring company

Factoring(Factoring)Also known as collection and guaranteed payment,The seller assigns its current or future receivables based on the goods sales/services contract entered into with the buyer to the factor(Financial institutions that provide factoring services),Financial facilities provided by factoring companies、Buyer credit assessment、Sales account management、Credit risk guarantee、A comprehensive financial service approach that provides a series of services including debt collection。

It is used for collection in commercial trade、When settling payment on credit,In order to strengthen the management of receivables, the seller、An entrusted third party used to enhance liquidity(Factoring)How to manage accounts receivable。

Domestic factoring business refers to the business that will sell goods、Transfer receivables arising from provision of services or other reasons to the bank,The bank provides accounts receivable financing and business credit investigation、Comprehensive financial services such as receivable management,This allows companies to obtain payment in advance,Speed ​​up the company's capital turnover。The review point of the factoring bank is mainly to review the repayment ability of the seller and the debtor.。

The establishment of a commercial factoring company must meet the following requirements:

Require

:(one)The main investor should be a corporate legal person or other social and economic organization,And the total assets in the year before application are not less than 50 million yuan;(two)The company's registered capital is not less than 50 million yuan,All are paid-in monetary capital,And the source is authentic and legal。

The registered capital of a domestic company shall be paid in full by the investor in one lump sum,The deadline for paying registered capital of foreign-invested companies shall be in accordance with current relevant regulations.;(three)A commercial factoring company should have more than 2 senior managers with management experience in the financial field and no bad credit records,Have qualified professionals appropriate to their business;(Four)Support investors with strength and background in factoring business to establish commercial factoring companies,Promote the diversification of factors in the factoring market,Among them, foreign investors or their affiliated entities should have performance and experience in factoring business.;(five)Other conditions stipulated by laws and regulations。

Article 6 Commercial factoring companies should in principle be established as independent companies,No mixed business operation。The industry description in the name of the commercial factoring company should indicate”commercial factoring”words。Shenzhen is the preferred registered factoring company,Conditions for registering a factoring company,Registration process of factoring company,Pay after success,Safe and reliable!more of us!


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