Interpretation of procedures and policies on how to set up a financing guarantee company (dry information)

Basic concept: Financing guarantee company refers to a company established in accordance with the law，Limited liability companies and joint stock companies operating financing guarantee business。Financing guarantee refers to the agreement between the guarantor and creditors such as banking financial institutions，When the guaranteed party fails to perform the financing debt owed to the creditor，The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。

supervision

Require

The prudential supervision principles for financing guarantee business mainly include the following three aspects:：

1. Financing guarantee companies should be based on safety、Liquidity、Profitability is the operating principle，and establish a sustainable and prudent business model of market-oriented operation。
2. Market access for financing guarantee companies and their branches、Business scope is subject to pre-administrative licensing，Implement license management system。
3. Capital for financing guarantee institutions、magnification、provision、corporate governance、internal control、risk concentration、Related party transactions、Information disclosure、Implement prudent supervision in aspects such as qualification management of senior executives and employees。Conditions for establishing a financing guarantee company
4. Have articles of association that comply with the provisions of the Company Law of the People's Republic of China。
5. Have shareholders with the ability to continuously contribute capital。
6. Have registered capital that complies with the provisions of these Measures。
7. Have qualified directors、supervisor、Senior managers and qualified practitioners。
8. Have a sound organizational structure、Internal control and risk management system。
9. There is conformity

Require

business premises。

1. Other prudential conditions specified by regulatory authorities。Materials required for establishing a financing guarantee company
2. application。The name of the financing guarantee company to be established should be stated.、address、Matters such as registered capital and business scope。
3. feasibility study report。
4. Draft Charter。
5. List of shareholders and their capital contributions、Equity structure。
6. Capital verification certificate of shareholder’s capital contribution and credit certificate and relevant information of shareholders holding more than 5% of the registered capital。
7. Proposed Director、supervisor、Qualification certificate of senior management personnel。
8. Business development strategy and planning。
9. Documents proving business place。
10. regulatory authorities

Require

Other documents submitted、material。

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。