Port communication如何办理融资担保牌照？融资担保公司
Registration process
什么是融资性担保公司？融资性担保公司是指依法设立，Limited liability companies and joint stock companies operating financing guarantee business。Financing guarantee refers to the agreement between the guarantor and creditors such as banking financial institutions，When the guaranteed party fails to perform the financing debt owed to the creditor，The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。如何设立融资性担保牌照？
深圳/前海注册设立融资性担保公司，The following conditions should be met：(one)有符合前款关于主发起人、一般发起人等规定的条件。(two)Have articles of association that comply with the provisions of the Company Law of the People's Republic of China。(three)Have shareholders with the ability to continuously contribute capital。(Four)有符合本实施细则规定的注册资本。(five)Have qualified directors、supervisor、Senior managers and qualified practitioners。
(six)Have a sound organizational structure、Internal control and risk management system。(seven)There is conformity
Require
business premises。(eight)其他审慎性条件。深圳注册融资性担保公司，需取得“融资性担保经营许可Z”，具体审核以下几点：Financing guarantee companies established in this city shall be established by one or two corporate legal persons or natural persons as the main sponsors。
(one)As the main sponsor, a corporate legal person must meet the following conditions:：1.management practices、Good credit、Strong strength。2.Continuous operation for more than three years，Profitable for the last two consecutive fiscal years，The cumulative net profit in the past three years has been more than 10 million yuan，The asset-liability ratio is not higher than 70%，Net assets are not less than 50 million yuan，In principle, after the implementation of this project, the long-term investment amount shall not exceed 60% of the net assets.。
(two)As the main sponsor, a natural person must meet the following conditions:：1.Have the financial strength to initiate investment，Have a certain industrial background and have certain influence in the industry，能够出具相应的有效Z明。2.No important bad credit record，No major bad employment records and no criminal records, etc.。
Financing guarantee companies established in this city，Registered capital shall not be less than RMB 100 million，and make a one-time payment in currency，And may not use loan funds or funds entrusted by others to invest in shares。
Initiated and established by a corporate legal person as the main sponsor，In principle, the shareholding ratio should not be less than 30%；Initiated and established by two corporate legal persons as the main sponsors，In principle, the shareholding ratio shall not be less than 20%.；Established by a natural person as the main sponsor，Should hold an appropriate proportion of equity。
Generally, the sponsors should have certain industry background、Sustained investment capabilities and risk tolerance，In principle, the capital contribution shall not be less than 5 million yuan and the shareholding ratio shall not be less than 1%.。
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