Port communication汽车金融成厂家促销方式 南方都市报与威尔森公司联合调查了全国六个城市，Found in the third quarter of last year，Beijing Hyundai、chevrolet、FAW-Volkswagen、The financial penetration rates of brands such as Changan Ford exceed 50%，FAW-Volkswagen's penetration rate is as high as 62.81%. Whether it is first- or second-tier cities，Or third and fourth tier cities?，Everyone is aware of taking out a loan to buy a car。
A BMW store in Shenzhen accounted for 80% of its car loans last year，There is a Mercedes-Benz store in Shanghai.，Car loans account for 45%. In second- and third-tier cities like Nanchang，也有别克4S店的车贷渗透率达到50%. 在采访中多位4S店总经理告诉南都记者，Loans with zero interest rate、Car finance policies such as 50% down payment and 50% repayment two years later have actually become a promotional tool。
In the months when market competition is fierce，Manufacturers’ interest discounts will be significantly increased，When sales are more active，Interest discounts will also be reduced。Judging from last year’s situation，Financial policies for the A-class car and MPV market segments are strong。
At the 2025 China Automobile Market Development Forecast Summit held by the China Association of Automobile Manufacturers in early January，China Automobile Association said，2025China's automobile market will continue to see slow growth in 2020，Annual car sales were 29.87 million units，The growth rate is 3%. Among them, passenger cars are expected to grow at 3%，Sales volume was 25.59 million units；Commercial vehicles will grow overall by 2% to 4.28 million units。
Nandu reporters visited the market and learned that，Affected by the cancellation of the preferential purchase tax policy for small-displacement vehicles and other reasons，1Monthly car sales were relatively deserted，Car sales this year are not optimistic。can be expected，in this case，2025Auto finance policy support will increase in 2020。Many automobile companies will focus on some models that bear the heavy sales burden.，And products that need to be cleared are free of charge、Interest-free and other financial preferential policies。
融资租赁受资本热捧融资租赁注册有何好处 随着金融渗透率的不断提高，Auto finance companies have also received increasing attention in the industry chain.。Funds are pouring into the auto finance field crazily，M&A in this industry、Financing、Capital increase business has increased significantly since last year。More than 10 financings took place in this area last year。For example, Yixin Capital has received more than US$1 billion in financing，and has been successfully listed in Hong Kong。
At present it seems，In the field of automobile finance，Financial leasing is a business popular with capital。Uxin’s “10% purchase” product is a typical financial leasing method，Users purchase a new car through leasing in the first year，After one year, customers have three choices：one、Transfer ownership to him；two、Choose three years to continue installment；three、Back out of the car，This is Uxin’s “1+3” model of “10% purchase” products。
end of last year，Suning Automobile Company is eyeing this "little fresh meat"，Signed a cooperation agreement with Taoqi Internet，Comprehensively enter the field of car financing and leasing。Liu Donghao, President of Suning Automobile Company, said，As consumption upgrades，Automobile consumption has transformed from a simple 4S store model to a multi-business collaborative development，Suning Auto hopes to provide users with more consumption scenarios，Create an automobile consumption ecosystem。 And Yimao Automobile has also entered this field.。
111th of the month，Yimao Auto launches its financial leasing brand "Kuaitanche"，Announcing its entry into the car finance leasing industry。In addition to “fast approval，1into down payment、"Flexible leasing and selling" is a flexible car purchasing method that has been realized in the industry.，Another one of the quick bullet cars
Advantages
It’s fast to pick up the car，“Departure on the day，Departs on the same day”。 Financial leasing is already a mature business in European and American countries。It has just emerged in the country。
For the young people born in the 90s，This way the threshold for using a car is low、And can change cars frequently，It is a very competitive business。The development of personal credit reporting systems，It also makes many companies willing to invest in this field.。If the financial leasing business can develop rapidly，90The future car consumption pattern will be changed。
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
