Financial leasing means that the lessor based on the request of the lessee (user),Entering into a supply contract with a third party (supplier),According to this contract,The lessor finances the purchase of equipment selected by the lessee。colleague,The lessor and the lessee enter into an intentional lease contract,Leasing equipment to lessee,and charge a certain amount of rent to the lessee。
one、What are the functions of financial leasing?:
- Financing function:In essence, financial leasing is for the purpose of financing,Created to solve the problem of insufficient funds in enterprises;
- Promotional function:Financial leasing can be in the form of "lease and sale",Provide financial services to manufacturing companies;
- investment function:Leasing business is also an investment behavior;
- Asset management function:Financial leasing links capital movement with practical movement。
two、Registration conditions for domestic financial leasing companies:
- The registered capital should reach
- 7billion;
- Have a sound internal management system and risk control system;
- Have appropriate financial、trading、law、Accounting professionals,Senior managers should have no less than three years of experience in the leasing industry;
- Good operating performance in the past two years,No record of violation of laws and regulations;
- Have an industry background related to the financial leasing products you are engaged in;
- Other conditions stipulated by laws and regulations。
three、Conditions that foreign-invested financial leasing companies should meet:
- Registered capital is not less than US$10 million;
- The operating period of a foreign-invested financial leasing company in the form of a limited liability company generally does not exceed 30 years.;
- Have appropriate professionals,Senior managers should have corresponding professional qualifications and no less than three years of experience。
Four、Financial leasing application materials:
- application;
- Copy of business license;
- contract、Articles of Association (Foreign-invested enterprises only submit articles of association);
- Feasibility study report signed by all investors;
- Bank credit certificates of all investors,Copy of registration certificate、Copy of legal representative’s identity certificate;
- The most recent year’s audit report of the investing parties audited by an accounting firm;
- List of board members and letters of appointment of directors from all investment parties;
- Qualification certificate of senior management personnel;
- The industrial and commercial administration department issues an advance notice of enterprise name;
- Those applying to establish a joint stock company must also submit relevant regulations
Require
Other materials submitted。
five、Financial leasing business scope:
- Financial leasing business;
- leasing business;
- Purchasing rental properties domestically and internationally;
- Residual value treatment and repair of leased property;
- Lease transaction advice and guarantees;
- Other businesses approved by the approval department。Shanghai Yushanggang Information Communication-Feeling that due to the existence of factors such as favorable policies successively promulgated by relevant departments,The industry is expected to maintain a high development rate in the future。
As the industry develops, it gradually moves away from an industry development pattern that focuses on earning interest.,Focus on asset management、More stages to gain service benefits,my country's financial leasing industry will surely achieve more solid development。
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