As national policies continue to optimize the environment of the financial leasing market,The development of financial leasing feels a bit unnatural。With the development of financial leasing,The business models of financial leasing companies are also constantly innovating.。Today, Hong Kong Xintong will only introduce to you the following five financial leasing models and what companies they are suitable for respectively.。one、Direct leasing (investment in new equipment and new plants) ①Financial lease contract;② Product sales contract;③Product delivery and technical service agreement。
This mode function:1) Reduce the purchase of equipment by enterprises、Ratio of factory self-raised funds,Alleviate early financial pressure on enterprises;2) Enterprises can flexibly pay rent,Match cash disbursements with inflows。This model is suitable for enterprises:1) Applicable to factory buildings、Enterprises that undertake technological transformation and upgrading of large-scale equipment;2) The enterprise has a certain scale,Good growth trend,Economic efficiency indicators such as tax revenue and profits are good。two、Sale and leaseback ① product sales contract;②Financial lease contract。
This mode function:1) can obtain financing of up to 70-80% of the net value of the equipment,Effectively alleviate corporate working capital shortages;2) No additional conditions such as collateral are required,Lower financing threshold;3) is conducive to maintaining and increasing the value of the company’s excellent assets.。This model is suitable for enterprises:1) is suitable for those who own a large number of existing assets (factories、equipment) and lack of liquidity:2) The enterprise has a certain scale,Good growth trend,Economic efficiency indicators such as tax revenue and profits are good。
three、Manufacturer's lease ①Financial lease contract ②Product sales contract;③Product delivery and after-sales service agreement;④ Lease repurchase commitment。
This mode function:1) can quickly expand the sales scale of manufacturers’ service products,Accelerate the pace of expansion in the enterprise market;2) Improve the management level of accounts receivable,Accelerate the recovery of sales money,Improve liquidity,Optimize financial structure,Improve credit rating;3)Avoid troubles such as payment collection,While reducing management costs,Enterprises devote more valuable resources and energy to major management directions such as product research and development。
This model is suitable for enterprises:1) Applicable to manufacturers that provide equipment production and integration service products;2) The enterprise is in a leading position in the industry,Strong industrial driving force,Economic efficiency indicators such as tax revenue and profits are good;3) The product has a certain brand awareness。Four、Risk leasing ① product sales contract;②Financial lease/operating lease contract;③Service Agreement;④ Lease repurchase commitment。
The SPV company is established by the manufacturer or the manufacturer's shareholders. This model function:1) Promote new products through "experiential marketing" and providing value-added services to users,Increase visibility and awareness of new products,Capture the market quickly。2) Accelerate loan withdrawals,Improve manufacturers’ cash flow situation。This model is suitable for enterprises:1) is suitable for companies that are eager to market new products.;2) products with independent intellectual property rights,Have good market prospects。
five、Venture Capital Leasing ①Financial Lease Contract;②Leasing debt-to-equity agreement;③Product sales contract;④Equipment delivery and after-sales service agreement;⑤Equity transfer agreement。
This mode function:1) Make the business history short,Financing is easier for businesses with poor credit history;2) Part of the risk of shareholders’ equity is transferred to the leasing company,Reduce risk;3) Reduce the amount of corporate investment,Improve ROI,Enable the core management team to receive higher compensation;4) Venture capital leasing investors do not seek a high degree of control over corporate assets and management。
This model is suitable for enterprises:1) Suitable for enterprises in the start-up and growth stages;2) Have core patents and other independent intellectual property rights in key technical fields or have a complete scientific research team,Strong technological innovation capabilities or mature business models,Have good market prospects。(Our company is engaged in financial leasing company registration,If you need consultation, please add,Please note "financial lease")
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