Port communication我国《合同法》第237条明确规定：A financial lease contract is a contract between the lessor and the seller based on the lessee’s、Selection of rental properties，Purchase the leased property from the seller，available to tenants，A contract whereby the lessee pays rent。
According to the provisions of contract law，融资租赁关系中，租赁物由出租人根据承租人的选择，向出卖人购买后提供给承租人使用，租赁物的所有权从出卖人转移到出租人，使用权归承租人所有。 根据出卖人与承租人的不同关系，一般采用两种交付方式。
在三方融资租赁合同中，一般采用指示交付方式完成，即合同一般约定由设备供应商（即出卖人）直接交付承租人，由承租人进行验收；当出卖人与承租人出现竞合时，即在售后回租关系中，由承租人（亦是出卖人）继续使用租赁物，一般采取占有改定的方式完成交付。
随着交付的完成，租赁物的所有权由合同一方转移到出租人一方，使用权由承租人行使。
鉴于融资租赁关系中，租赁物的所有权和使用权的分离，作为权利载体的租赁物应当是客观存在的特定物，该特定物必须是自身具有独立特征或者被权利人指定而特定化，不能以其他物代替的物，通过载明租赁物的名称、quantity、Specification、坐落位置等基本信息进行特定化，与承租人的其他财产进行区分。
融资租赁关系中，如果一旦认定租赁物未被特定化，也就意味着融资租赁合同交易的标的物无法与承租人的其他财产进行区分，不但出租人在融资租赁合同项下丧失对租赁物主张所有权的载体，而且融资租赁合同的效力亦存在法律瑕疵，融资租赁公司将会承受巨大的法律风险。
on the one hand，如果法院认定融资租赁合同中的租赁物未被特定化，则融资租赁合同项下所列租赁物无法与现实中的客观物形成对应关系，出租人失去主张所有权的基本载体，无法行使所有权的基本权益，包括但不限于难以有效主张对租赁物的所有权、抵押权，无法以所有权人身份向执行法院提出有效的执行异议。
on the other hand，根据《最高人民法院关于审理融资租赁合同纠纷案件适用法律问题的解释》第一条第二款规定：financial leasing contract，但实际不构成融资租赁法律关系的，人民法院应按照其实际构成的法律关系处理。
一旦法院认定融资租赁合同中的租赁物未被特定化，法院极有可能认为融资租赁法律关系不能成立，按照实际构成的法律关系处理。因融资租赁业务具有显著的融资特点，in practice，如果认为融资租赁关系不能成立，往往按照借贷法律关系对案件进行处理，由此将对融资租赁合同双方产生重大影响。
Conditions for the establishment of a financial leasing company: The registered capital of a foreign-invested financial leasing company shall not be less than US$10 million.；The total assets of foreign investors in foreign-invested financial leasing companies shall not be less than US$5 million.；The operating period of a foreign-invested financial leasing company in the form of a limited liability company generally does not exceed 30 years.；Have appropriate professionals，Senior managers should have corresponding professional qualifications and no less than three years of experience。
Financial leasing company establishment application materials Enterprise establishment application form；Feasibility study report signed by all investors；contract、Articles of Association (Foreign-invested enterprises only submit articles of association)；Bank credit certificates of all investors、Registration certificate、Proof of identity of legal representative；The most recent year’s audit report of the investing parties audited by an accounting firm；List of board members and letters of appointment of directors from all investment parties；Qualification certificates of senior management personnel；Notice of pre-approval of enterprise name issued by the industrial and commercial administration department；Site use agreement (original) and real estate ownership certificate (copy)；Documents signed by non-legal representatives，A power of attorney for the legal representative should be issued
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