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Registered capital requirements and procedures for financial leasing companies

Financial leasing company registration conditions:(一)外国公司、Enterprises and other economic organizations (hereinafter referred to as foreign investors) operate as Sino-foreign joint ventures within the territory of the People’s Republic of China、中外合作以及外商独资的形式设立从事融资租赁业务的外商投资企业,Carry out business activities。(二)从事融资租赁业务的外商投资企业为外商投资融资租赁公司

(三)外商投资融资租赁公司的外国投资者的总资产不得低于500万美元

(四)外商投资融资租赁公司应当符合下列条件1注册资本不低于1000万美元2有限责任公司形式的外商投资融资租赁公司的经营期限一般不超过30年3、Have appropriate professionals,高级管理人员应具有相应专业资质和不少于3年的从业经验(五)外商投资融资租赁公司可以经营下列业务1融资租赁业务2租赁业务3向国内外购买租赁财产4租赁财产的残值处理及维修5租赁交易咨询和担保6经审批部门批准的其他业务申请材料:1、Application form for establishment of foreign-invested enterprise。

2、Feasibility study report signed by all investors。3、contract、Charter(Foreign-invested enterprises only submit articles of association)。4、Bank credit certificates of all investors、Registration certificate(a copy)、Proof of identity of legal representative(a copy)。5、The most recent year’s audit report of the investing parties audited by an accounting firm。6、List of board members and letters of appointment of directors from all investment parties。7、Qualification certificates of senior management personnel。

8、Notice of pre-approval of enterprise name issued by the industrial and commercial administration department。9、Applying to establish a joint stock company,Relevant provisions should also be submitted

Require

Other materials submitted。

Set up procedures:1、Li Foreign Investment Leasing Co., Ltd.,The following procedures should be followed:The investor shall submit the above materials to the provincial commerce department where the enterprise is to be established.,Established with the approval of the provincial commerce department,Issue "Foreign-invested Enterprise Approval Certificate",Not approved,Reasons should be stated in writing。The provincial commerce department shall submit the approval document to the Ministry of Commerce for filing within 7 working days after approving the establishment of a foreign-invested leasing company.。

2、Li Foreign Investment Leasing Co., Ltd.,The following procedures should be followed:(1)、Provincial to him、autonomous region、The competent authorities of the municipalities directly under the Central Government and the municipal governments under separate state planning shall submit an application for establishing a company.、feasibility study report、Asset appraisal reports and other documents。(2)、After review and approval by the competent authority,,Reported to the province by the competent department、autonomous region、Commerce departments of municipalities directly under the Central Government and cities under separate state planning。

The above documents have been、autonomous region、After approval by the commercial authorities of municipalities directly under the Central Government and cities under separate state planning,The promoters formally sign the agreement to establish the company、Charter。(3)、Sign an agreement to establish a company、Charter。Report to the province、autonomous region、After review and approval by the municipal commerce department,,Submit to the Ministry of Foreign Trade and Economic Cooperation for review and approval。The Ministry of Commerce will decide whether to approve or disapprove within 45 days.。

3Establishing a foreign-invested financial leasing company,The investor should submit application materials to the provincial commerce department where the enterprise is to be established.;Provincial commerce authorities should submit preliminary review opinions to the Ministry of Commerce。The Ministry of Commerce shall make a decision on whether to approve it within 45 working days from the date of receipt of all application documents.,Approved to be established,Issue "Foreign-invested Enterprise Approval Certificate",Not approved,Reasons should be stated in writing。

4、The established foreign-invested enterprise applies to engage in leasing business,Should meet the above conditions,and in accordance with the procedures specified in Paragraph 1,Change the corresponding business scope in accordance with the law。经营定位:The business positioning of financial leasing companies should be positioned:Serving finance、trading、Industrial asset management organization。It is a service with more technical service content in service trade.。

Although it also involves funds,The main line is to serve investors,Instead of occupying all your own funds、Venture capital business locked into the project。因此租赁公司既不是银行,Not a loan company either,Not an investment company,It is a knowledge service technology company。性质界定在我国的现行管理体制下,Financial leasing company as acquisition of leased assets、investment and management institutions,Can be a financial institution,Can also be a non-financial institution。

有的人认为融资租赁既然是在为承租人提供以物为载体的融资服务融资租赁公司就应该是金融机构还有的人认为融资租赁是一种促进租赁物流通销售的交易行为融资租赁公司应该属于非金融的贸易机构。The financial leasing business itself does have two market functions: financing services and trading services.。

A financial leasing company is defined as a financial institution engaged in financing services based on the market functions of its financial leasing business.,It is also a non-financial trading organization engaged in promoting the circulation and sales of leasing logistics.,Obviously not suitable。融资租赁公司从事的债券投资业务对承租人来说就是融资服务,Has the nature of financial services。但是并不是提供金融服务的机构就一定是金融机构

融资租赁公司本身是否是金融机构完全由公司的股东背景和公司依照市场准入标准的相关法规取得的经营范围来确定

If its shareholder background is a bank、Insurance、trust、Securities and other financial institutions and reach a certain shareholding ratio,或公司是依据金融主管部门颁布的市场准入的相关法规设立,In addition to engaging in financial leasing business,You can also engage in deposit taking、loan、Interbank lending and other financial services,So,这个融资租赁公司就是金融机构性质的租赁资产投资和管理机构

If its shareholder background is a manufacturer or a general industrial and commercial enterprise、A financial leasing company established by a non-financial investment institution that specializes in financial leasing business,企业经营范围也不介入吸取存款等其他金融业务,So,这个融资租赁公司显然不应界定为金融机构。at present,我国金融机构性质的融资租赁公司的审批监督部门是银监会非金融机构的融资租赁公司的审批管理部门是商务部

Financial institution leasing companies have become the dominant leasing organization system in many countries.。不过国际金融公司在1998年出版的《金融机构的经验教训》一书中(第50页)明确指出“与那些由银行或全能金融机构提供租赁服务的国家相比,In countries where separate leasing companies operate most operations,rental penetration(Proportion of leasing in investment financing)higher。

The reason is that,The latter’s related skills have been put into greater use,Pay more attention to the market。However, in some markets,than banks with access to low-cost deposit funding,Leasing companies may be at a disadvantage,如果在专业租赁公司的市场渗透率达到5%—10%之前,Banks begin to compete,This is even more the case。

Leasing companies are one of extremely limited bank competitors,Its competition with banks is beneficial to the development of the leasing industry,And when the leasing company is controlled by the bank,This benefit disappears。”详情请咨询深圳港信通-


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