融资租赁公司注册流程与优缺点

在国内或外资注册融资租赁公司的流程一、

Application conditions

1. The total assets of foreign investors shall not be less than US$5 million。
2. Foreign-invested leasing companies must meet the following conditions:：①注册资本符合《公司法》的有关规定。②符合外商投资企业注册资本和投资总额的有关规定。③有限责任公司形式的外商投资租赁公司的经营期限一般不超过30年。
3. Foreign-invested financial leasing companies must meet the following conditions:：①注册资本不低于1000万美元。②有限责任公司形式的外商投资融资租赁公司的经营期限一般不超过30年。③拥有相应的专业人员，Senior managers should have corresponding professional qualifications and no less than three years of experience。
4. Establishing a joint stock company，The minimum registered capital of a company is RMB 30 million，Among them, the shares purchased and held by foreign shareholders should not be less than 25% of the company's registered capital.。two、Application materials
5. Application form for establishment of foreign-invested enterprise。
6. Feasibility study report signed by all investors。
7. contract、Charter(Foreign-invested enterprises only submit articles of association)。
8. Bank credit certificates of all investors、Registration certificate(a copy)、Proof of identity of legal representative(a copy)。
9. The most recent year’s audit report of the investing parties audited by an accounting firm。
10. List of board members and letters of appointment of directors from all investment parties。
11. Qualification certificates of senior management personnel。
12. Notice of pre-approval of enterprise name issued by the industrial and commercial administration department。
13. Applying to establish a joint stock company，Relevant provisions should also be submitted

Require

Other materials submitted。three、融资租赁公司的优缺点优点：1、首付低，月供低。租买消费可以选择零首付，license、Insurance、purchase tax、汽车装潢等其他购车

cost

也能分期付款，对于月收入高的购车者而言压力明显减小。

1. 一旦租买金未能按时支付，可商议垫付，购车者不会面临车辆被收回处置的风险。
2. 利率低，融资租赁的利率是以银行为参照的，一般为人民银行公布的贷款利率。shortcoming：总支出高，由于利率方面没有10%的下调优惠，therefore，融资租赁比起银行新推出的车贷产品，total

cost

可能还要多一些。For details, please consult Shenzhen Hong Kong Xintong-。

About Hong Kong Xintong

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