融资租赁公司注册的要求

港信通-今天给大家介绍下融资租赁公司注册的

Require

，Let’s learn together! one、融资租赁公司主要有哪几种形式？

1. Domestic financial leasing
2. Foreign financial leasing
3. 中外合资融资租赁融资租赁公司是一种新型的融资型公司，主要是购入设备等固定资产，以回租的形式租给固定资产原有商。

相对而言单值比较高，对出售企业而言可以有效盘活资金链，Reduce risk，on the other hand，融资租赁公司通过租金的利息以及资产折旧长期稳定的赚取利润。

上述业务是融资租赁的一个主流业务，从事该类业务（售后回租）需要融资租赁公司注册资本达到1.7亿人民币（3000w美元）以上，并且需要将注册资本在两年内实缴到位，两年内的前三个月需要缴足注册资本的15%。很多企业看好并进入融资租赁行业，主要在于它在企业融资中加入一个融物的环节。

“对企业而言，融资流程审批快、资金占用时间长，还盘活了固定资产，将流动资金运用于其他发展需要。对于融资租赁公司而言，因为拥有物权，所以风险会大大降低。”在中国有很多银行和金融机构投资注册的租赁公司，因银行雄厚的资本支持，其在飞机、ship、Construction machinery、基础设施等领域的设备租赁业务遍及国内乃至全球。

two、

Application conditions

1. 内资融资租赁内资融资租赁公司，Belongs to pilot industry，Previously, it had been jointly approved by the Ministry of Commerce and the State Administration of Taxation.，The approval authorities of each province and autonomous region only accept and recommend the list of qualified enterprises and submit materials to the Ministry of Commerce.。

根据最新的国家政策调整，Department of Commerce of each province and autonomous region、The municipal commerce commission and tax bureau are responsible for the acceptance of domestic-funded pilot financial leasing companies in their respective areas.、Joint approval and certification，and submit it to the Ministry of Commerce and the Director of Taxation for filing.。The approval of domestic pilot financial leasing companies focuses on verifying the business background of shareholders、financial strength、Risk control capabilities and project operation capabilities。

自贸区内资试点融资租赁公司设立

Require

：

1. 最低注册资本金应达到
2. 7billion，and paid in full；
3. Have a sound internal management system and risk control system；
4. Have appropriate financial、trading、law、Accounting professionals，高级管理人员应具有不少于三年的融资租赁业等相关行业管理工作经验；
5. Good operating performance in the past two years，No record of violation of laws and regulations；
6. Have an industry background related to the financial leasing products you are engaged in；
7. Other conditions stipulated by laws and regulations。

目前可以试点注册内资融资融资租赁的地区只有福建自贸区和浙江自贸区。（二） 外资融资租赁融资租赁公司主要是以外资融资租赁为主。

外资投资融资租赁公司由商务部负责审批，Registered capital exceeds USD 10 million，The Ministry of Commerce has now delegated approval authority to each province.、Municipal Commerce Commission;内资融资租赁公司由商务部和国税总局联合审批，Registered capital is more than RMB 170 million。After acceptance by the provincial commerce commissions, they will be forwarded to the Ministry of Commerce and the State Administration of Taxation for approval.。

外方投资主体的

Require

Mainly include：

1. Registered capital＞=10 million US dollars；Foreign investment ratio＞=25%；
2. 2-3Senior managers with no less than 3 years of working experience；
3. Investors applying to establish a financial leasing company must be a company、Enterprise or other economic organization。

Foreign investors or their overseas parent companies should have good credit standing，Legally registered overseas and engaged in substantive business activities；4、The investor should provide the approval authority with the investor’s audit report for the most recent year audited by an accounting firm.，Those whose audit report shows they are insolvent are not eligible to apply。The total assets of foreign investors shall not be less than US$5 million.；Investors with an existence of less than one year are temporarily not eligible for declaration.。

Qualified foreign investors’ overseas parent companies invest in and establish financial leasing companies in the name of their wholly-owned overseas subsidiaries (SPV).，No

Require

Existing for one year。（三）中外合资融资租赁中外合资租赁公司主要利用外资、引进国外的先进设备从事租赁业务的企业。

中外合资租赁公司的资金来源:capital、向境内外商业银行借贷、境外股东借款、信用担保或外汇质押人民币贷款、租赁物抵押或租赁合同收益权质押融资、委托租赁资金、租赁保证金、发行企业债券等。

in our country，中外合资租赁公司是从20世纪80年代初起步的，1981年4月由中国国际信托投资公司、北京机电设备公司和日本奥力可思股份有限公司，三家公司共同创建的中外合资租赁公司–中国东方租赁有限公司。

截至2025年8月，商务部以及前外经贸部批准的外资及中外合资租赁公司共有8000余家，资产合计接近7000亿元。中外合资的融资租赁公司需要有外资方参与投资，注册资本1000w美元以上，其中外资投资比率不低于25%。境外公司一般选取香港公司或者群岛公司，如开曼群岛，英属维尔金群岛等。

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