Port communicationKey points for review of financial leasing companies registered in Qianhai Shenzhen Qianhai has recently made frequent efforts to promote the development of the financial leasing industry.。February this year，Qianhai Aviation and Shipping Trading Center approved for preparation，An aircraft financing leasing project company (SPV) in Qianhai also successfully completed the industrial and commercial registration procedures，Officially settled in Qianhai Bonded Port Area。
① The name of a foreign-invested financial leasing company must indicate the words "financial leasing"，The name and business scope shall not contain the words "financial leasing"。②Financial leasing companies can operate guarantee business related to leasing transactions，But not for main business，And there must not be the word "guarantee" in the company name.。③Should
Require
Foreign investors truthfully disclose the background information of actual investors，Strictly review its overseas assets。④The registered capital shall not be less than US$10 million。
⑤The proportion of foreign investment shall not be less than 25%。⑥The operating period generally does not exceed 30 years。About employee qualifications：① "Professionals" mentioned in paragraph (3) of Article 9 of the "Measures for the Administration of Foreign Investment in the Leasing Industry" refer to financial professionals with the necessary skills to perform their duties.、trading、law、Accounting、Professional knowledge in engineering technology management and other aspects、Skills and experience，Personnel with a good track record。
② "Senior management personnel" refers to the general manager (deputy general manager)、business manager、treasurer、Risk Control Manager and Operations Manager。③ "Having corresponding professional qualifications" means having professional knowledge in the business field in which they are in charge and obtaining relevant practice licenses issued by the competent authorities or authoritative institutions in the industry.，Generally have a bachelor degree or above。④ "Not less than three years of experience" refers to more than three years of management experience in a financial leasing company or related financial institution。
Preferential policies：Financial leasing allows the company to retain its original bank credit line while further expanding its financing scale.。And the lessor uses the leased assets as credit protection for the lease claims，It saves the lessee the cumbersome procedures of evaluating the mortgaged assets and handling the mortgage.。also，Reasonable depreciation policy becomes an intrinsic motivation to promote corporate investment，This allows the lessee to reap the benefits of tax deferral，Achieve the purpose of tax-saving financing。
And enterprises that comply with the "Shenzhen Qianhai Shenzhen-Hong Kong Modern Service Industry Cooperation Zone Corporate Income Tax Preferential Policies and Catalog" enjoy a 15% corporate income tax discount。A deputy director of the Qianhai Administration Bureau in charge of the financial leasing industry not long ago publicly distributed "reassurance pills" to financial leasing companies in the area.。He expressed，As long as Tianjin、Some policies in Shanghai，There will definitely be one in Qianhai。
In fact，Among the policies that have been introduced，"Cross-border lending" takes advantage of the convenient location adjacent to Hong Kong，It has become a major policy advantage to attract financial leasing companies to settle in Qianhai.。And for the financial leasing industry，Providers of cross-border loan funds will gradually be Hong Kong banking institutions operating RMB business，Expand to trust、Insurance、Funds and asset management and other non-bank institutions in Hong Kong。
According to Li Yixiang, general manager of CGN International Financial Leasing Co., Ltd. registered in Qianhai，Last year, the scale of cross-border loan registration in Qianhai reached 15 billion yuan.、autonomous region、municipality、Commercial departments of cities under separate state planning and Xinjiang Production and Construction Corps：According to relevant work arrangements，In order to effectively prevent and resolve hidden risks in the financial leasing industry，Standardize market order，Promote the healthy development of the industry，Our Ministry is scheduled to organize various regions to carry out risk investigation work in the financial leasing industry from May 2 to June 30.。
The relevant matters are hereby notified as follows:： one、Key points of investigation (1) Investigation objects。The targets of this risk investigation are all domestic financial leasing pilot enterprises and foreign-invested financial leasing enterprises.，Key inspections should be carried out on enterprises with the following conditions:：1.Affiliated companies engaged in Internet finance、Investment consulting、wealth management、Third party financial management、small loan、Financing guarantee、commercial factoring、Pawn and other businesses。
Related companies include shareholders、Enterprises invested by shareholders、Other companies controlled by the same actual controller and companies invested by the company。2.Most of the lessees in sale-leaseback projects are affiliated companies.。3.Enterprises whose shareholders or affiliated companies with trading relationships and their senior managers have recently committed major violations of laws and regulations。4.Business scale has grown at an extraordinary rate in the short term，Risk asset ratio、Companies with excessively high asset-liability ratios and rent overdue rates。
5.The proportion of main business is low，Enterprises with large amounts of foreign investment and external guarantees。6.with industrial raw materials、Precious metals and other restricted circulation items，intangible assets、biological assets、Businesses that use commercial real estate or even residential properties as their main leasehold property。7.Financing through Internet financial companies such as online lending platforms，Enterprises with large financing scale。
8.Use natural persons as lessees or business partners，Enterprises that have had many business disputes recently (such as car financing leasing business for individuals)。9.Not pressed
Require
Enterprises that promptly fill in relevant information through the National Financial Leasing Enterprise Management Information System，or the information filled in is obviously false.、Companies with inaccuracies, etc.。10.The place of registration is inconsistent with the actual place of business、Businesses whose contact information has changed or can no longer be contacted。
11.Enterprises that have not started business for a long time (more than one year) after obtaining business qualifications。12.Enterprises with a low rate of registered capital (less than 30%)，Especially foreign-funded enterprises with low registered capital rates but large-scale business operations。
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
