融资租赁公司开展商业保理业务的要求

融资租赁公司开展商业保理业务所需资料 一、买卖双方交易流程查核报告 交易流程查核的报告应着重应收账款债权成立时点的确认，理清交易中的文件流、物流及金流、以掌握风险，查核的项目应至少包含下列项目：

1. 买方采购或财务联系资料。
2. 卖方与买方交易往来年数。
3. 交易流程产生的相关文件项目。
4. 销售合同或订单项目：有无销售契约、下订单方式、买卖合同或订单无债权禁止转让的限制。
5. 卖方与该买方的应收账款债权是否已转让与其他银行/商业保理公司。
6. 交易付款条件。
7. 付款工具。
8. 卖方每年与买方往来销售金额。
9. 卖方与该买方往来约占总营收比例。
10. 是否有淡旺季。
11. 买卖双方是否互有买卖、Consignment、或有条件的销售条款(如试销)。
12. 买卖双方有无交叉持股。
13. 买方付款过往记录。
14. 运送条件。
15. Transportation method。
16. 验收条件，验收文件由谁出具。
17. 处理不合格商品的方法：瑕疵品或不合格产品的处理方式。
18. 近六个月，折扣金额/销售额比例
19. 平均每次交易折扣金额，常见折扣原因。 以上相关资料是供应商(卖家)进行应收账款保理融资应该注意的事项。

对融资租赁公司注册需要的条件汇总

1. Wholly foreign-owned and Sino-foreign joint venture financial leasing companies must meet the following conditions:： (1)Registered capital is not less than US$10 million； (2)The operating period of a foreign-invested financial leasing company in the form of a limited liability company generally does not exceed 30 years.。

(3)Have appropriate professionals，Senior managers should have a college degree or above，And have no less than three years of experience in the financial industry。

1. Investor qualifications： foreign party：
2. Notarized and certified overseas investor qualification certificate or identity certificate and Chinese translation，The foreign party as an investor needs to be established for one year.。
3. Bank credit certificate and Chinese translation of foreign investors；
4. Identity certificate of the authorized representative of each investor (copy)；
5. Audit report of the past year audited by a foreign accounting firm (copy)；
6. In case of joint venture，外商占股比例不得少于25% 中方：
7. Business license for one year or more，一般是投相关的行业表述的公司
8. Audit report for the previous year，Total assets exceed 10 million，Profitable。
9. 资信证明 二、Registration conditions for purely domestic financial leasing companies
10. The minimum registered capital should reach
11. 7billion。
12. Have a sound internal management system and risk control system。
13. Have appropriate financial、trading、law、Accounting professionals，Senior managers should have no less than three years of experience in the leasing industry。
14. Good operating performance in the past two years，No record of violation of laws and regulations。
15. Have an industry background related to the financial leasing products you are engaged in。
16. 法律法规规定的其他条件 目前纯内资融资租赁公司审批难度大，我公司正在为客户申请当中，注册成功后，在做进一步分享。

深圳市 港信通-商业资讯有限公司主要做企业整体解决方案，We also combine investment companies to develop in the special zones、Key points and features of the plan，Cooperate with customers to connect industry development elements and resources suitable for corporate needs，Seek better development prospects and space for enterprises in the special zone。

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。