What are the leasing models of financial leasing companies?

What are the leasing models of financial leasing companies? Financial leasing is an emerging industry in China。It is an equipment financing model、Equipment sales model、Innovation in investment methods，Not only to achieve a new balance of rights, responsibilities and benefits among various transaction entities,，Provides customers with new financing methods，and become a transaction subject

Advantages

complementary、Mechanism for allocating resources and financial management tools for balanced taxation。

With the development of financial leasing，The business models of financial leasing companies are also gradually increasing，However, the business models of financial leasing companies are mainly based on the following 12 types:，The first 5 are basic modes，The last 7 types are innovation models。

1. direct finance lease direct finance lease，It refers to the lessee’s choice of the leased items to be purchased.，The lessor leases the leased items to the lessee after assessing the risks of the leased project.。

The lessee has no ownership rights but has the right to use them during the entire lease period，and be responsible for the repair and maintenance of rental properties。 Applicable to fixed assets、Large equipment purchase；Enterprise technology transformation and equipment upgrade。

Direct financing leasing operation process：

1. Tenant selects suppliers and leased items；
2. The lessee applies for financial leasing business to the financial leasing company；
3. Financial leasing companies and lessees conduct technical discussions with suppliers、business negotiation；
4. The financial leasing company and the lessee sign a "Financial Lease Contract"；
5. The financial leasing company signs a "Sales and Purchase Contract" with the supplier，Purchase a leasehold property；
6. Financial leasing companies use funds raised in the capital market as loans to pay suppliers；
7. The supplier delivers the leased property to the lessee；
8. Tenant pays rent on time；
9. Lease expires，When the lessee performs the contract normally，The financial leasing company transfers the ownership of the leased object to the lessee。
10. Sale and Leaseback Sale and leaseback is when the lessee sells a self-made or purchased asset to the lessor.，The leasing model is then leased back to the lessor and used。rental period，Ownership of the leased asset is transferred，The lessee only has the right to use the leased asset。Both parties can agree that when the lease expires，The lessee continues to lease or the lessee repurchases the leased assets at an agreed price.。

This method helps the lessee to revitalize existing assets，Can quickly raise funds needed for business development，Comply with market demand。 Suitable for companies with insufficient liquidity；Enterprises with new investment projects but insufficient own funds；Companies that hold rapidly appreciating assets。 Operational process of sale and leaseback：

1. The original equipment owner sells the equipment to a financial leasing company。
2. The financial leasing company pays the original equipment owner。
3. The original equipment owner, as the lessee, leases back the sold equipment to the financial leasing company.。
4. The lessee, the original equipment owner, pays rent regularly to the lessor (financial leasing company)
5. Leveraged Leasing Leveraged Leasing is similar to syndicated loans，It is a kind of financial leasing with tax benefits that specializes in large-scale leasing projects.，Mainly led by a leasing company as the backbone company，Financing a very large leasing project。

First, establish an operating organization that is separate from the main body of the leasing company—a fund management company specifically established for this project to provide more than 20% of the total project amount.，The rest of the funds come from mainly absorbing idle money from banks and society.，Take advantage of 100% of the benefits of low tax by leveraging "two for eight"，Obtain huge amounts of funds for leasing projects。The rest of the practices are basically the same as financial leasing.，However, the complexity of the contract increases due to the wide range of。

due to tax benefits、operating instructions、Good overall benefits、Rent Recovery Security、

cost

Low，Generally used in aircraft、ship、Financial leasing of communication equipment and large complete sets of equipment。

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