Approval process and requirements for financial leasing companies

The business model of financial leasing is very interesting，This industry helps small and medium-sized enterprises revitalize their assets，Thus achieving the purpose of financing。Therefore, a financial leasing company is also a financial company.，It's just that it's the same as a pawn shop，It will be combined with items to a certain extent，Therefore, the risk of financial leasing companies is relatively low。But we will also face the problem of too heavy assets，Capital circulation problem。The following mainly introduces the approval process of financial leasing companies and

Require

。

Financial leasing companies depend on the equity structure and the type of investors，Can be divided into three types，They are Sino-foreign joint venture financial leasing，Domestic financial leasing and wholly foreign-owned financial leasing。in，The more difficult aspect is domestic financial leasing.，Because domestic financial leasing can easily transfer risks to the banking industry，So now this type of financial leasing company is approved

Require

will be higher。

For example, a domestic financial leasing company has just been approved by the Sichuan Free Trade Zone.，It is also the first domestic company in the Sichuan Free Trade Zone to agree to carry out financial leasing business.。The financial leasing industry has a history of 40 years in my country，But there is only one domestic financial leasing company in Sichuan，This shows how cautious the government is in this area.。 In addition to financial lease types，The approval process for other wholly foreign-owned and Sino-foreign joint venture financial leasing companies is the responsibility of the commerce department.。

Many people may not understand，Why has financial leasing developed in my country for so many years?，It is still a pilot operation until now。The reason is，in the last century，There have been cases where lessees in the financial leasing industry have been in arrears with rent for a long time.，Leading to problems in the overall operation of the financial leasing company，The risk is then passed on to the banking industry，Therefore, the approval process of financial leasing companies will now be very cautious.。

And the relevant departments will

Require

The company provides relevant personnel’s qualification certificates，Provide feasibility development report of the company，Provide shareholders’ registration certificates and other documents。But overall，In order to increase the intensity of opening up to the outside world,，The policies issued this year have further relaxed the approval policy for the foreign-invested financial leasing industry.，including increased business scope，Can involve more types of rental properties。

According to the relevant management regulations of financial leasing companies，There are a few points

Require

is more important，The first point is that the registered capital of a foreign-invested financial leasing company cannot be less than US$20 million.，The total assets of foreign shareholders cannot be less than US$500。The second point is that Chinese shareholders need ready-made positive income from operations in the past three years.。Income from main business accounts for more than 80% of all income。No serious violations。

Although the approval process for financial leasing companies is not very complicated，But the whole

Process

It will also involve the establishment of the free trade zone itself.

Require

，So before applying，Be sure to understand the details of the free trade zone where the registration place is located

Require

。

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