融资租赁公司的含义深圳融资租赁公司注册审批指南

融资租赁公司的含义金融租赁公司，是指经中国银行业监督管理委员会批准，Non-bank financial institutions mainly engaged in financial leasing business。金融租赁公司名称中标明“金融租赁”字样。未经中国银行业监督管理委员会批准，任何单位和个人不得经营融资租赁业务或在其名称中使用“金融租赁”字样，但法律法规另有规定的除外。

1. Commercial banks with independent legal personality registered in and outside China，The following conditions should also be met：
2. The capital adequacy ratio complies with the financial regulatory authority in the place of registration

Require

且不低于8%；

1. 最近1年年末资产不低于800亿元人民币或等值的自由兑换货币；
2. Profitable for the past 2 consecutive years；
3. Comply with the laws and regulations of the place of registration，最近2年内未发生重大案件或重大违法违规行为；
4. Have a good corporate governance structure、Internal control mechanism and sound risk management system；
5. Other prudential conditions specified by the China Banking Regulatory Commission。
6. Leasing companies registered in and outside China，The following conditions should also be met：
7. 最近1年年末资产不低于100亿元人民币或等值的自由兑换货币；
8. Profitable for the past 2 consecutive years；
9. Comply with the laws and regulations of the place of registration，最近2年内未发生重大案件或重大违法违规行为。
10. Registered in China、A large enterprise whose main business is manufacturing products suitable for financial leasing transactions，The following conditions should also be met：
11. 最近1年的营业收入不低于50亿元人民币或等值的自由兑换货币；
12. Profitable for the past 2 consecutive years；
13. 最近1年年末净资产率不低于30%；
14. 主营业务销售收入占全部营业收入的80%以上；
15. Good credit history；
16. Comply with the laws and regulations of the place of registration，最近2年内未发生重大案件或重大违法违规行为。
17. 中国银行业监督管理委员会认可的可以担任主要出资人的其他金融机构。For details, please consult Shenzhen Hong Kong Xintong-。

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