融资性担保牌照办理条件

Main business：Establishment of financing guarantee company，Financing guarantee license transfer，典当行转让联络方式：/one、融资性担保牌照是什么？融资性担保牌照的全称是“融资性担保机构经营许可证”是由地方省市金融发展办公室，或者地方省市经信委部门（具体看当地权属关系）核发。

其主要经营范围：为企业和个人提供贷款担保、Bill acceptance guarantee、trade finance guarantee、project finance guarantee、Financing guarantees such as letter of credit guarantees;Concurrently engaged in litigation preservation guarantee、Performance guarantee business,Financing consultation related to guarantee business、Financial advisory and other intermediary services,Invest with own funds。持融资性担保牌照的公司，能经营上述经营范围中包含的各项担保业务。

行业内目前存在的一个认知误区：全国性融资性担保公司牌照。actually，按照融资性担保机构的管理办法，融资担保公司属于地域性的助贷机构，According to supervision

Require

，仅能在注册所属地开展担保业务。如要在异地经营开展业务，则必须以开设分支机构的形式来实现。two、融资性担保牌照

Application conditions

要发起设立融资性担保公司，

Application conditions

Varies from place to place。

in general，一线城市的

Application conditions

要比二三线城市要相对高。编者在文章以设立深圳市融资性担保机构为例，简要说明需满足的条件：

1. 注册资本低实收1亿元人民币。
2. Contributing shareholders(Corporate legal person)Existing for three years or more，Profitable for the past two consecutive years，The cumulative profit after three years has reached more than 10 million yuan，Asset-liability ratio is less than 70%，Net assets shall not be less than RMB 50 million。

(natural person)Have more than 3 years of experience in economic work，No criminal record or other bad credit history，The total assets owned by an individual shall not be less than twice the amount of his or her capital contribution，Among them, bank deposits and other current assets shall not be less than the amount of capital contributed，and have a legitimate source。3.股东出资比例限制:When the main sponsor is a corporate legal person，The shareholding ratio is not less than 30%，When initiated by two corporate owners，Each shareholding ratio is not less than 20%。

in addition，Generally, the promoter's shareholding ratio is not less than 1%，The capital contribution must be no less than RMB 5 million。

1. Have actual business premises。
2. 有符合资质的拟任高级管理人员。发起设立审核周期：从申报到完成融资性担保公司工商登记设立，需3-4个月时间。

three、融资性担保机构的基本情况审核机关：地方省市金融办（或）地方省市经信委部门注册资本：5000RMB 10,000，1billion yuan，具体以注册地的城市级别为准（须实缴到位）高管团队结构：General manager、Risk control manager、Financial person in charge、业务负责人相关产品：Financing guarantee license,Processing conditions

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