Port communicationFinancing guarantee company refers to a company established in accordance with the law，Limited liability companies and joint stock companies operating financing guarantee business。Financing guarantee refers to the agreement between the guarantor and creditors such as banking financial institutions，When the guaranteed party fails to perform the financing debt owed to the creditor，The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。
设立条件设立融资性担保公司，The following conditions should be met：(one)Have articles of association that comply with the provisions of the Company Law of the People's Republic of China；(two)Have shareholders with the ability to continuously contribute capital；(three)Have registered capital that complies with the provisions of these Measures；融资性担保公司注册资本的最低限额由各省、autonomous region、The municipal regulatory authorities shall determine based on the actual local conditions，But not less than RMB 5 million。
that is，provinces、autonomous region、直辖市设立融资性0264担保公司的最低注册资本根据当地的经济、Social development situation and actual needs for developing the financing guarantee industry，It is up to the local regulatory authorities to decide，However, the establishment of financing guarantee companies in any region，The registered capital shall not be less than RMB 5 million.。
(Four)Have qualified directors、Supervisors and senior managers and qualified practitioners；(five)Have a sound organizational structure、Internal control and risk management system；(six)There is conformity
Require
business premises；(seven)Other prudential conditions specified by regulatory authorities。
业务范围经监管部门批准，Financing guarantee companies may operate some or all of the following financing guarantee businesses:：(one)loan guarantee；(two)Bill acceptance guarantee；(three)trade finance guarantee；(Four)project finance guarantee；(five)Letter of credit guarantee；(six)Other financing guarantee business。
at the same time，Approved by regulatory authorities，Financing guarantee companies can concurrently engage in some or all of the following businesses:：(one)Litigation Preservation Guarantee；(two)bid security、advance payment guarantee、Project performance guarantee、Other performance guarantee services such as guarantee for repayment of final payment as agreed；(three)Financing consultation related to guarantee business、Financial advisory and other intermediary services；(Four)Invest with own funds；(five)Other businesses specified by regulatory authorities。
also，Financing guarantee companies can provide re-guarantee for the guarantee liabilities of other financing guarantee companies and handle bond issuance guarantee business，However, the following conditions must be met at the same time：(one)No violations in the past two years、Bad record of violations；(two)Other prudential conditions specified by regulatory authorities。in，Financing guarantee companies engaged in re-guarantee business must meet the above-mentioned conditions in addition to，Registered capital should be no less than RMB 100 million，And operate continuously for more than two years。
Financing guarantee companies shall not engage in the following activities：(one)Taking deposits；(two)grant loans；(three)Trusted to grant loans；(Four)fiduciary investment；(five)Other activities prohibited by regulatory authorities。Financing guarantee companies engage in illegal fund-raising activities，To be investigated and dealt with by relevant departments in accordance with the law。
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