融资性担保公司申请

融资性担保公司申请 融资性担保业务审慎监管原则：financing guarantee

1. Financing guarantee companies should be based on safety、Liquidity、Profitability is the operating principle，and establish a sustainable and prudent business model of market-oriented operation。
2. Market access for financing guarantee companies and their branches、Business scope is subject to pre-administrative licensing，Implement license management system。
3. Capital for financing guarantee institutions、magnification、provision、corporate governance、internal control、risk concentration、Related party transactions、Information disclosure、Implement prudent supervision in aspects such as qualification management of senior executives and employees。

部分监管指标：

1. 融资性担保公司对单个被担保人提供的融资性担保责任余额不得超过净资产的10%，The balance of financing guarantee liability provided to a single guaranteed party and its related parties shall not exceed 15% of the net assets.，对单个被担保人发行提供的担保责任余额不得超过净资产的30%。
2. The balance of financing guarantee liabilities of a financing guarantee company shall not exceed 10 times its net assets.。
3. 融资性担保公司应当按照当年担保费收入的50%提取未到期责任准备金，And withdraw the guarantee compensation reserve at a rate of no less than 1% of the balance of guarantee liability at the end of the year。The cumulative guarantee compensation reserve reaches 10% of the balance of guarantee liability for the year，Implement difference withdrawal。 申请融资担保公司许可证的条件：
4. Enterprises and individuals with greater economic strength。
5. Have office space that meets business operating conditions。
6. The founder of the enterprise has been operating continuously for more than 3 years，Profitable in the last two consecutive fiscal years，The cumulative net profit in the past three years has been more than 10 million yuan;Net assets are not less than 50 million yuan,The net asset-liability ratio shall not be higher than 70%;After the implementation of this project, the long-term investment amount shall not exceed 60% of the net assets.。

The shareholding ratio is not less than 30%，Two companies as sponsors，Each shareholding ratio is not less than 20%。

1. Natural person as main sponsor，Should have a strong background、Have certain influence in the industry、No bad record;
2. Proposed Director、Supervisors should be engaged in finance-related majors for more than 3 years，And hold a college degree or above。
3. Senior managers need to be engaged in finance-related majors for more than 5 years，And hold a bachelor's degree or above。
4. The minimum registered capital of a financing guarantee company is not less than RMB 100 million.

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。