融资性担保公司的设立 融资性担保的含义及融资性担保公司主体形式: Financing guarantee refers to the agreement between the guarantor and creditors such as banking financial institutions,When the guaranteed party fails to perform the financing debt owed to the creditor,The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。Financing guarantee company refers to a company established in accordance with the law,Limited liability companies and joint stock companies operating financing guarantee business。
two、To establish a financing guarantee company, the following conditions must be met::
- It should be established by one or two corporate legal persons or natural persons as the main sponsors,The main sponsor must meet the following conditions: (1)As the main sponsor, a corporate legal person must meet the following conditions:: ① Management regulations、Good credit、Strong strength。
② Continuous operation for more than 3 years,Profitable in the last two consecutive fiscal years,The cumulative net profit in the past three years has been more than 10 million yuan,The asset-liability ratio is not higher than 70%,Net assets are not less than 50 million yuan,In principle, after the implementation of this project, the long-term investment amount shall not exceed 60% of the net assets.。
(2)As the main sponsor, a natural person must meet the following conditions:: ① Have the economic strength to initiate investment,Have a certain industrial background and have certain influence in the industry,Be able to issue corresponding valid certificates。 ② No important bad credit record,No major bad employment records and no criminal records, etc.。
- Shareholders' capital contribution
Require
:
- Initiated and established by a corporate legal person as the main sponsor,In principle, the shareholding ratio should not be less than 30%;Initiated and established by two corporate legal persons as the main sponsors,In principle, the shareholding ratio shall not be less than 20%.;Established by a natural person as the main sponsor,Should hold no less than 10% of the equity。
- Generally, the sponsors should have certain industry background、Sustained investment capabilities and risk tolerance,In principle, the capital contribution shall not be less than 5 million yuan and the shareholding ratio shall not be less than 1%.。
- Have articles of association that comply with the provisions of the Company Law of the People's Republic of China。
- Have registered capital that meets regulations
- Have qualified directors、supervisor、Senior managers and qualified practitioners (senior managers should have financial、finance、law、Professionals with relevant qualifications in technology, etc.): 申请融资担保公司应备资料
- Financing guarantee company name、Registered capital 100 million
- Copies of ID cards of all shareholders of the financing guarantee company,and shareholder’s bank credit certificate(Our company will assist in handling)
- Resumes and copies of academic certificates of all shareholders of the financing guarantee company
- The public security bureau in the place where all shareholders of the financing guarantee company have their registered residence must issue a criminal record certificate
- Director of Financing Guarantee Company、Copies of ID cards and resumes of supervisors and senior managers、Copy of academic certificate
- Financing guarantee company lease contract and lease certificate
- The capital contribution amount and proportion of all shareholders of the financing guarantee company
- 融资担保公司营业场所二次消防验收合格意见书
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