Port communicationIt is reported that financing guarantee companies carry out inspection activities under the guidance of the Financial Work Bureau，The local financial work bureaus have launched a new round of comprehensive inspections of financing guarantee companies across the province，“Absorbing public deposits or absorbing public deposits in disguised form、Engage in self-operated loans or entrusted loans、Carrying out entrusted investment and the circumstances are serious" and other five "red lines"，Its qualification for financing guarantee business will be revoked。
Financing is difficult、Financing has always been expensive for small businesses、"Three Rural Areas"、The most difficult obstacle for entrepreneurial and innovative enterprises that urgently need credit support to overcome，This time, the Guarong Guarantee Fund Company was established under the leadership of the state.，On the one hand, it can effectively protect small and micro businesses、Financing channels for “agriculture, rural areas and farmers” and entrepreneurial and innovative enterprises，Promote the development and growth of enterprises；On the other hand, to promote the development of inclusive finance、Encourage entrepreneurship and innovation、Promoting economic transformation and upgrading is of great significance。
互联网借贷担保，是指融资担保公司为银行、Small loan companies and other financial institutions established with the approval of competent authorities in accordance with the law directly provide guarantees for loans issued to borrowers through Internet channels，and financing guarantee companies using online lending information intermediaries as lending platforms，The act of providing guarantees for lenders on the platform to lend money to borrowers。
Sichuan Provincial Financial Work Bureau stated，After the Internet financial clean-up and rectification is completed,，Provincial legal person financing guarantee companies and non-provincial financing guarantee companies have branches in Sichuan to carry out Internet loan guarantee business using online lending information intermediaries as the lending platform.，The regulatory rating should reach A level，Cooperation partners must be online lending information intermediaries that have completed registration with the financial regulatory authorities.，And should conduct business in strict accordance with relevant national regulations。
At present, the credit information system of small and medium-sized enterprises in my country is still imperfect.，And it is difficult to significantly improve in a short period of time，There is an urgent need to try to promote “relationship credit”，Help ease financing problems。
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