Based in Shenzhen,Serving the Greater Bay Area
Your trustworthy enterprise qualification consulting expert

融资担保牌照申请设立的条件!

  1. To establish a financing guarantee company, the following conditions must be met::
  2. It should be established by one or two corporate legal persons or natural persons as the main sponsors,The main sponsor must meet the following conditions:
  3. As the main sponsor, a corporate legal person must meet the following conditions:: ① Management specifications、Good credit、Strong strength。

②Continuous operation for more than 3 years,Profitable in the last two consecutive fiscal years,The cumulative net profit in the past three years has been more than 10 million yuan,The asset-liability ratio is not higher than 70%,Net assets are not less than 50 million yuan,In principle, after the implementation of this project, the long-term investment amount shall not exceed 60% of the net assets.。

  1. As the main sponsor, a natural person must meet the following conditions:: ①Have the economic strength to initiate investment,Have a certain industrial background and have certain influence in the industry,Be able to issue corresponding valid certificates。 ②No important bad credit record,No major bad employment records and no criminal records, etc.。
  2. Shareholders' capital contribution

Require

  1. Initiated and established by a corporate legal person as the main sponsor,In principle, the shareholding ratio should not be less than 30%;Initiated and established by two corporate legal persons as the main sponsors,In principle, the shareholding ratio shall not be less than 20%.;Established by a natural person as the main sponsor,Should hold no less than 10% of the equity。
  2. Generally, the sponsors should have certain industry background、Sustained investment capabilities and risk tolerance,In principle, the capital contribution shall not be less than 5 million yuan and the shareholding ratio shall not be less than 1%.。
  3. Have articles of association that comply with the provisions of the Company Law of the People's Republic of China。
  4. Have registered capital that meets regulations: Financing guarantee companies established in this city,Registered capital shall not be less than 100 million yuan,and make a one-time payment in currency,And may not use loan funds or funds entrusted by others to invest in shares。
  5. Have qualified directors、supervisor、Senior managers and qualified practitioners:
  6. director、supervisor、Senior managers shall meet the requirements of the "Directors of Financing Guarantee Companies"、supervisor、Qualifications stipulated in the Interim Measures for the Management of Qualifications for Senior Managers,Familiar with the economy、finance、Guarantee laws and regulations,Have a good sense of compliance and prudent business operations,Possess knowledge appropriate to the proposed position、experience and ability。

Senior managers should have been engaged in guarantee or financial work for more than 3 years,Or have been working in related industries for more than 5 years。

  1. Practitioners should participate in special guarantee、Financial and other aspects training,Have professional skills appropriate to the position held,Have good awareness of legal compliance and prudent business operations。
  2. Have a sound organizational structure、Internal control and risk management system。
  3. Business premises have legal ownership or right to use、Fire protection facilities qualified。

in accordance with:《融资性担保公司管理暂行办法》(中国银行业监督管理委员会国家发展和改革委员会工业和信息化部、Ministry of Finance、Ministry of Commerce、People's Bank of China、国家工商行政管理总局令2010年第3号)第九条、Article 10;《融资性担保公司董事、supervisor、高级管理人员任职资格管理暂行办法》(中国银行业监督管理委员会令2010年第6号)《广东省〈融资性担保公司管理暂行办法〉实施细则》(2010年9月27日广东省人民令第149号)第九条、Article 10;《深圳市〈融资性担保公司管理暂行办法〉实施细则》(深府〔2011〕37号)第六条、Article 7、Article 8、Article 9。

  1. To establish a branch of a financing guarantee company, the following conditions must be met::
  2. Financing guarantee companies registered and established in this city plan to set up branches inside and outside the city,The following conditions should be met:
  3. Obtained "Financing Guarantee Institution Business License"。
  4. Continuously operating financing guarantee business for more than two years,Profitable for the past two consecutive years。
  5. The registered capital of a financing guarantee company should be no less than 300 million yuan。
  6. The cumulative compensation losses or investment losses incurred in each of the past two years shall not exceed 5% of the net assets.。
  7. No violations in the past two years、Bad record of violations。
  8. Each new branch is established,Appropriate working capital should be allocated,In principle, the amount of funds shall not be less than 10% of the branch’s guaranteed balance.。
  9. Financing guarantee companies registered and established in other provinces and cities plan to establish branches in this city,In principle, it will be handled in accordance with the above conditions。

Shenzhen Gangxintong-Business Information Co., Ltd. is a senior professional consulting service expert in special zones (Shenzhen Qianhai and Shanghai Free Trade Zone) in the industry,He is also one of the pioneers and leaders in the domestic special economic zone professional consulting industry.。The company is a domestic and foreign enterprise investing in Shenzhen Qianhai and Shanghai Free Trade Zone.、The organization provides a full range of、Full-process professional consulting services。

at the same time,We also combine investment companies to develop in the special zones、Key points and features of the plan,Cooperate with customers to connect industry development elements and resources suitable for corporate needs,Seek better development prospects and space for enterprises in the special zone。


About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license platesShenzhen Hazardous Chemicals Business LicenseShenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services,Assist customers to applyShenzhen travel agency business licenseShenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant

No reproduction without permission:Port communication » 融资担保牌照申请设立的条件!

Port communication,Your Guangdong-Hong Kong-Macao Greater Bay Area qualification agency expert。

Phone/WeChat 134 170 46218WeChat QR code