融资担保公司新设注册︱融资性担保公司变更︱融资担保公司新设注册︱融资性担保公司变更︱融资性担保公司是指依法设立,Limited liability companies and joint stock companies operating financing guarantee business。Financing guarantee refers to the agreement between the guarantor and creditors such as banking financial institutions,When the guaranteed party fails to perform the financing debt owed to the creditor,The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。
监管部门批准,Financing guarantee companies may operate some or all of the following financing guarantee businesses::(one)loan guarantee;(two)Bill acceptance guarantee;(three)trade finance guarantee;(Four)project finance guarantee;(five)Letter of credit guarantee;(six)Other financing guarantee business。
at the same time,Approved by regulatory authorities,Financing guarantee companies can concurrently engage in some or all of the following businesses::(one)Litigation Preservation Guarantee;(two)bid security、advance payment guarantee、Project performance guarantee、Other performance guarantee services such as guarantee for repayment of final payment as agreed;(three)Financing consultation related to guarantee business、Financial advisory and other intermediary services;(Four)Invest with own funds;(five)Other businesses specified by regulatory authorities。
申请融资担保牌-照的条件:(one)As the main sponsor, a corporate legal person must meet the following conditions::
- management practices、Good credit、Strong strength。
- 原企业持续经营三年以上,Z近连续两个会计年度盈利,The cumulative net profit in the past three years has been more than 10 million yuan,Net assets are not less than 50 million yuan,In principle, after the implementation of this project, the long-term investment amount shall not exceed 60% of the net assets.。
(two)As the main sponsor, a natural person must meet the following conditions::
- Have the financial strength to initiate investment,Have a certain industrial background and have certain influence in the industry,Be able to issue corresponding valid certificates。
- No important bad credit record,No major bad employment records and no criminal records, etc.。
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